Fantasy5
Latest draw · Saturday, October 10, 2026
Fantasy5 Tax Calculator
See what you'd really take home from a Fantasy5 prize after federal and Arizona state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $51,000
- Federal tax
- − $6,273
- State tax (Arizona · 2.5%)
- − $1,275
- Net take-home
- $43,452
Estimate only — uses single-filer federal brackets and Arizona's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Fantasy5 take-home by state
What you'd keep from a $51,000 Fantasy5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $44,727 | 12% |
| Californiano state tax | $44,727 | 12% |
| Floridano state tax | $44,727 | 12% |
| New Hampshireno state tax | $44,727 | 12% |
| South Dakotano state tax | $44,727 | 12% |
| Tennesseeno state tax | $44,727 | 12% |
| Texasno state tax | $44,727 | 12% |
| Washingtonno state tax | $44,727 | 12% |
| Wyomingno state tax | $44,727 | 12% |
| Arizona(this game) | $43,452 | 15% |
| North Dakota | $43,452 | 15% |
| Pennsylvania | $43,161 | 15% |
| Indiana | $43,121 | 15% |
| Ohio | $42,942 | 16% |
| Kentucky | $42,687 | 16% |
| Louisiana | $42,560 | 17% |
| Michigan | $42,560 | 17% |
| Arkansas | $42,483 | 17% |
| Colorado | $42,483 | 17% |
| North Carolina | $42,432 | 17% |
| Utah | $42,356 | 17% |
| Oklahoma | $42,305 | 17% |
| Missouri | $42,279 | 17% |
| Illinois | $42,203 | 17% |
| Alabama | $42,177 | 17% |
| Massachusetts | $42,177 | 17% |
| Mississippi | $42,177 | 17% |
| West Virginia | $42,116 | 17% |
| Georgia | $41,927 | 18% |
| Kansas | $41,820 | 18% |
| Maryland | $41,795 | 18% |
| Virginia | $41,795 | 18% |
| Idaho | $41,769 | 18% |
| Nebraska | $41,749 | 18% |
| Montana | $41,718 | 18% |
| New Mexico | $41,718 | 18% |
| Rhode Island | $41,672 | 18% |
| Iowa | $41,667 | 18% |
| South Carolina | $41,463 | 19% |
| Delaware | $41,361 | 19% |
| Connecticut | $41,162 | 19% |
| Maine | $41,081 | 19% |
| Wisconsin | $40,826 | 20% |
| Vermont | $40,265 | 21% |
| Minnesota | $39,704 | 22% |
| Oregon | $39,678 | 22% |
| District of Columbia | $39,245 | 23% |
| New Jersey | $39,245 | 23% |
| New York | $39,168 | 23% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Fantasy5 tax FAQ
How much tax do you pay on a Fantasy5 jackpot in Arizona?
On a $51,000 Fantasy5 jackpot taken as a lump sum, you'd pay about $6,273 in federal tax and $1,275 in Arizona state tax, leaving roughly $43,452.
Does Arizona tax Fantasy5 lottery winnings?
Yes — Arizona withholds about 2.5% in state tax on Fantasy5 winnings, on top of federal tax.
Should I take the Fantasy5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
