Fantasy 5
Latest draw · Saturday, October 10, 2026
Fantasy 5 Tax Calculator
See what you'd really take home from a Fantasy 5 prize after federal and California state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $65,000
- Federal tax
- − $9,353
- State tax (California · 0%)
- − $0
- Net take-home
- $55,647
🎉 California doesn't tax lottery winnings — you only pay federal tax on your Fantasy 5 prize.
Estimate only — uses single-filer federal brackets and California's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Fantasy 5 take-home by state
What you'd keep from a $65,000 Fantasy 5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $55,647 | 14% |
| Californiano state tax(this game) | $55,647 | 14% |
| Floridano state tax | $55,647 | 14% |
| New Hampshireno state tax | $55,647 | 14% |
| South Dakotano state tax | $55,647 | 14% |
| Tennesseeno state tax | $55,647 | 14% |
| Texasno state tax | $55,647 | 14% |
| Washingtonno state tax | $55,647 | 14% |
| Wyomingno state tax | $55,647 | 14% |
| Arizona | $54,022 | 17% |
| North Dakota | $54,022 | 17% |
| Pennsylvania | $53,652 | 17% |
| Indiana | $53,600 | 18% |
| Ohio | $53,372 | 18% |
| Kentucky | $53,047 | 18% |
| Louisiana | $52,885 | 19% |
| Michigan | $52,885 | 19% |
| Arkansas | $52,787 | 19% |
| Colorado | $52,787 | 19% |
| North Carolina | $52,722 | 19% |
| Utah | $52,625 | 19% |
| Oklahoma | $52,560 | 19% |
| Missouri | $52,527 | 19% |
| Illinois | $52,430 | 19% |
| Alabama | $52,397 | 19% |
| Massachusetts | $52,397 | 19% |
| Mississippi | $52,397 | 19% |
| West Virginia | $52,319 | 20% |
| Georgia | $52,079 | 20% |
| Kansas | $51,942 | 20% |
| Maryland | $51,910 | 20% |
| Virginia | $51,910 | 20% |
| Idaho | $51,877 | 20% |
| Nebraska | $51,851 | 20% |
| Montana | $51,812 | 20% |
| New Mexico | $51,812 | 20% |
| Rhode Island | $51,754 | 20% |
| Iowa | $51,747 | 20% |
| South Carolina | $51,487 | 21% |
| Delaware | $51,357 | 21% |
| Connecticut | $51,104 | 21% |
| Maine | $51,000 | 22% |
| Wisconsin | $50,675 | 22% |
| Vermont | $49,960 | 23% |
| Minnesota | $49,245 | 24% |
| Oregon | $49,212 | 24% |
| District of Columbia | $48,660 | 25% |
| New Jersey | $48,660 | 25% |
| New York | $48,562 | 25% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Fantasy 5 tax FAQ
How much tax do you pay on a Fantasy 5 jackpot in California?
On a $65,000 Fantasy 5 jackpot taken as a lump sum, you'd pay about $9,353 in federal tax and no California state tax, leaving roughly $55,647.
Does California tax Fantasy 5 lottery winnings?
No — California does not tax lottery winnings, so you only pay federal tax on a Fantasy 5 prize.
Should I take the Fantasy 5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
