Lotto Plus
Latest draw · Monday, August 24, 2026
Lotto Plus Tax Calculator
See what you'd really take home from a Lotto Plus prize after federal and Colorado state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $10,030,000
- Federal tax
- − $3,669,288
- State tax (Colorado · 4.4%)
- − $441,320
- Net take-home
- $5,919,392
Estimate only — uses single-filer federal brackets and Colorado's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Lotto Plus take-home by state
What you'd keep from a $10,030,000 Lotto Plus prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $6,360,712 | 37% |
| Californiano state tax | $6,360,712 | 37% |
| Floridano state tax | $6,360,712 | 37% |
| New Hampshireno state tax | $6,360,712 | 37% |
| South Dakotano state tax | $6,360,712 | 37% |
| Tennesseeno state tax | $6,360,712 | 37% |
| Texasno state tax | $6,360,712 | 37% |
| Washingtonno state tax | $6,360,712 | 37% |
| Wyomingno state tax | $6,360,712 | 37% |
| Arizona | $6,109,962 | 39% |
| North Dakota | $6,109,962 | 39% |
| Pennsylvania | $6,052,791 | 40% |
| Indiana | $6,044,767 | 40% |
| Ohio | $6,009,662 | 40% |
| Kentucky | $5,959,512 | 41% |
| Louisiana | $5,934,437 | 41% |
| Michigan | $5,934,437 | 41% |
| Arkansas | $5,919,392 | 41% |
| Colorado(this game) | $5,919,392 | 41% |
| North Carolina | $5,909,362 | 41% |
| Utah | $5,894,317 | 41% |
| Oklahoma | $5,884,287 | 41% |
| Missouri | $5,879,272 | 41% |
| Illinois | $5,864,227 | 42% |
| Alabama | $5,859,212 | 42% |
| Massachusetts | $5,859,212 | 42% |
| Mississippi | $5,859,212 | 42% |
| West Virginia | $5,847,176 | 42% |
| Georgia | $5,810,065 | 42% |
| Kansas | $5,789,002 | 42% |
| Maryland | $5,783,987 | 42% |
| Virginia | $5,783,987 | 42% |
| Idaho | $5,778,972 | 42% |
| Nebraska | $5,774,960 | 42% |
| Montana | $5,768,942 | 42% |
| New Mexico | $5,768,942 | 42% |
| Rhode Island | $5,759,915 | 43% |
| Iowa | $5,758,912 | 43% |
| South Carolina | $5,718,792 | 43% |
| Delaware | $5,698,732 | 43% |
| Connecticut | $5,659,615 | 44% |
| Maine | $5,643,567 | 44% |
| Wisconsin | $5,593,417 | 44% |
| Vermont | $5,483,087 | 45% |
| Minnesota | $5,372,757 | 46% |
| Oregon | $5,367,742 | 46% |
| District of Columbia | $5,282,487 | 47% |
| New Jersey | $5,282,487 | 47% |
| New York | $5,267,442 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Lotto Plus tax FAQ
How much tax do you pay on a Lotto Plus jackpot in Colorado?
On a $10,030,000 Lotto Plus jackpot taken as a lump sum, you'd pay about $3,669,288 in federal tax and $441,320 in Colorado state tax, leaving roughly $5,919,392.
Does Colorado tax Lotto Plus lottery winnings?
Yes — Colorado withholds about 4.4% in state tax on Lotto Plus winnings, on top of federal tax.
Should I take the Lotto Plus lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
