Lotto
Latest draw · Saturday, July 18, 2026
Lotto Tax Calculator
See what you'd really take home from a Lotto prize after federal and Connecticut state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $33,230,000
- Federal tax
- − $12,253,288
- State tax (Connecticut · 6.99%)
- − $2,322,777
- Net take-home
- $18,653,935
Estimate only — uses single-filer federal brackets and Connecticut's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Lotto take-home by state
What you'd keep from a $33,230,000 Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $20,976,712 | 37% |
| Californiano state tax | $20,976,712 | 37% |
| Floridano state tax | $20,976,712 | 37% |
| New Hampshireno state tax | $20,976,712 | 37% |
| South Dakotano state tax | $20,976,712 | 37% |
| Tennesseeno state tax | $20,976,712 | 37% |
| Texasno state tax | $20,976,712 | 37% |
| Washingtonno state tax | $20,976,712 | 37% |
| Wyomingno state tax | $20,976,712 | 37% |
| Arizona | $20,145,962 | 39% |
| North Dakota | $20,145,962 | 39% |
| Pennsylvania | $19,956,551 | 40% |
| Indiana | $19,929,967 | 40% |
| Ohio | $19,813,662 | 40% |
| Kentucky | $19,647,512 | 41% |
| Louisiana | $19,564,437 | 41% |
| Michigan | $19,564,437 | 41% |
| Arkansas | $19,514,592 | 41% |
| Colorado | $19,514,592 | 41% |
| North Carolina | $19,481,362 | 41% |
| Utah | $19,431,517 | 42% |
| Oklahoma | $19,398,287 | 42% |
| Missouri | $19,381,672 | 42% |
| Illinois | $19,331,827 | 42% |
| Alabama | $19,315,212 | 42% |
| Massachusetts | $19,315,212 | 42% |
| Mississippi | $19,315,212 | 42% |
| West Virginia | $19,275,336 | 42% |
| Georgia | $19,152,385 | 42% |
| Kansas | $19,082,602 | 43% |
| Maryland | $19,065,987 | 43% |
| Virginia | $19,065,987 | 43% |
| Idaho | $19,049,372 | 43% |
| Nebraska | $19,036,080 | 43% |
| Montana | $19,016,142 | 43% |
| New Mexico | $19,016,142 | 43% |
| Rhode Island | $18,986,235 | 43% |
| Iowa | $18,982,912 | 43% |
| South Carolina | $18,849,992 | 43% |
| Delaware | $18,783,532 | 43% |
| Connecticut(this game) | $18,653,935 | 44% |
| Maine | $18,600,767 | 44% |
| Wisconsin | $18,434,617 | 45% |
| Vermont | $18,069,087 | 46% |
| Minnesota | $17,703,557 | 47% |
| Oregon | $17,686,942 | 47% |
| District of Columbia | $17,404,487 | 48% |
| New Jersey | $17,404,487 | 48% |
| New York | $17,354,642 | 48% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Lotto tax FAQ
How much tax do you pay on a Lotto jackpot in Connecticut?
On a $33,230,000 Lotto jackpot taken as a lump sum, you'd pay about $12,253,288 in federal tax and $2,322,777 in Connecticut state tax, leaving roughly $18,653,935.
Does Connecticut tax Lotto lottery winnings?
Yes — Connecticut withholds about 6.99% in state tax on Lotto winnings, on top of federal tax.
Should I take the Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
