Fantasy 5
Latest draw · Monday, August 24, 2026
Fantasy 5 Tax Calculator
See what you'd really take home from a Fantasy 5 prize after federal and Georgia state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $306,989
- Federal tax
- − $77,821
- State tax (Georgia · 5.49%)
- − $16,854
- Net take-home
- $212,314
Estimate only — uses single-filer federal brackets and Georgia's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Fantasy 5 take-home by state
What you'd keep from a $306,989 Fantasy 5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $229,168 | 25% |
| Californiano state tax | $229,168 | 25% |
| Floridano state tax | $229,168 | 25% |
| New Hampshireno state tax | $229,168 | 25% |
| South Dakotano state tax | $229,168 | 25% |
| Tennesseeno state tax | $229,168 | 25% |
| Texasno state tax | $229,168 | 25% |
| Washingtonno state tax | $229,168 | 25% |
| Wyomingno state tax | $229,168 | 25% |
| Arizona | $221,493 | 28% |
| North Dakota | $221,493 | 28% |
| Pennsylvania | $219,744 | 28% |
| Indiana | $219,498 | 28% |
| Ohio | $218,423 | 29% |
| Kentucky | $216,889 | 29% |
| Louisiana | $216,121 | 30% |
| Michigan | $216,121 | 30% |
| Arkansas | $215,661 | 30% |
| Colorado | $215,661 | 30% |
| North Carolina | $215,354 | 30% |
| Utah | $214,893 | 30% |
| Oklahoma | $214,586 | 30% |
| Missouri | $214,433 | 30% |
| Illinois | $213,972 | 30% |
| Alabama | $213,819 | 30% |
| Massachusetts | $213,819 | 30% |
| Mississippi | $213,819 | 30% |
| West Virginia | $213,450 | 30% |
| Georgia(this game) | $212,314 | 31% |
| Kansas | $211,670 | 31% |
| Maryland | $211,516 | 31% |
| Virginia | $211,516 | 31% |
| Idaho | $211,363 | 31% |
| Nebraska | $211,240 | 31% |
| Montana | $211,056 | 31% |
| New Mexico | $211,056 | 31% |
| Rhode Island | $210,779 | 31% |
| Iowa | $210,749 | 31% |
| South Carolina | $209,521 | 32% |
| Delaware | $208,907 | 32% |
| Connecticut | $207,710 | 32% |
| Maine | $207,218 | 32% |
| Wisconsin | $205,683 | 33% |
| Vermont | $202,307 | 34% |
| Minnesota | $198,930 | 35% |
| Oregon | $198,776 | 35% |
| District of Columbia | $196,167 | 36% |
| New Jersey | $196,167 | 36% |
| New York | $195,706 | 36% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Fantasy 5 tax FAQ
How much tax do you pay on a Fantasy 5 jackpot in Georgia?
On a $306,989 Fantasy 5 jackpot taken as a lump sum, you'd pay about $77,821 in federal tax and $16,854 in Georgia state tax, leaving roughly $212,314.
Does Georgia tax Fantasy 5 lottery winnings?
Yes — Georgia withholds about 5.49% in state tax on Fantasy 5 winnings, on top of federal tax.
Should I take the Fantasy 5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
