MultiMatch
Latest draw · Thursday, October 8, 2026
MultiMatch Tax Calculator
See what you'd really take home from a MultiMatch prize after federal and Maryland state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $530,000
- Federal tax
- − $155,875
- State tax (Maryland · 5.75%)
- − $30,475
- Net take-home
- $343,650
Estimate only — uses single-filer federal brackets and Maryland's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
MultiMatch take-home by state
What you'd keep from a $530,000 MultiMatch prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $374,125 | 29% |
| Californiano state tax | $374,125 | 29% |
| Floridano state tax | $374,125 | 29% |
| New Hampshireno state tax | $374,125 | 29% |
| South Dakotano state tax | $374,125 | 29% |
| Tennesseeno state tax | $374,125 | 29% |
| Texasno state tax | $374,125 | 29% |
| Washingtonno state tax | $374,125 | 29% |
| Wyomingno state tax | $374,125 | 29% |
| Arizona | $360,875 | 32% |
| North Dakota | $360,875 | 32% |
| Pennsylvania | $357,854 | 32% |
| Indiana | $357,430 | 33% |
| Ohio | $355,575 | 33% |
| Kentucky | $352,925 | 33% |
| Louisiana | $351,600 | 34% |
| Michigan | $351,600 | 34% |
| Arkansas | $350,805 | 34% |
| Colorado | $350,805 | 34% |
| North Carolina | $350,275 | 34% |
| Utah | $349,480 | 34% |
| Oklahoma | $348,950 | 34% |
| Missouri | $348,685 | 34% |
| Illinois | $347,890 | 34% |
| Alabama | $347,625 | 34% |
| Massachusetts | $347,625 | 34% |
| Mississippi | $347,625 | 34% |
| West Virginia | $346,989 | 35% |
| Georgia | $345,028 | 35% |
| Kansas | $343,915 | 35% |
| Maryland(this game) | $343,650 | 35% |
| Virginia | $343,650 | 35% |
| Idaho | $343,385 | 35% |
| Nebraska | $343,173 | 35% |
| Montana | $342,855 | 35% |
| New Mexico | $342,855 | 35% |
| Rhode Island | $342,378 | 35% |
| Iowa | $342,325 | 35% |
| South Carolina | $340,205 | 36% |
| Delaware | $339,145 | 36% |
| Connecticut | $337,078 | 36% |
| Maine | $336,230 | 37% |
| Wisconsin | $333,580 | 37% |
| Vermont | $327,750 | 38% |
| Minnesota | $321,920 | 39% |
| Oregon | $321,655 | 39% |
| District of Columbia | $317,150 | 40% |
| New Jersey | $317,150 | 40% |
| New York | $316,355 | 40% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
MultiMatch tax FAQ
How much tax do you pay on a MultiMatch jackpot in Maryland?
On a $530,000 MultiMatch jackpot taken as a lump sum, you'd pay about $155,875 in federal tax and $30,475 in Maryland state tax, leaving roughly $343,650.
Does Maryland tax MultiMatch lottery winnings?
Yes — Maryland withholds about 5.75% in state tax on MultiMatch winnings, on top of federal tax.
Should I take the MultiMatch lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
