Gopher5
Latest draw · Monday, August 24, 2026
Gopher5 Tax Calculator
See what you'd really take home from a Gopher5 prize after federal and Minnesota state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $370,000
- Federal tax
- − $99,875
- State tax (Minnesota · 9.85%)
- − $36,445
- Net take-home
- $233,680
Estimate only — uses single-filer federal brackets and Minnesota's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Gopher5 take-home by state
What you'd keep from a $370,000 Gopher5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $270,125 | 27% |
| Californiano state tax | $270,125 | 27% |
| Floridano state tax | $270,125 | 27% |
| New Hampshireno state tax | $270,125 | 27% |
| South Dakotano state tax | $270,125 | 27% |
| Tennesseeno state tax | $270,125 | 27% |
| Texasno state tax | $270,125 | 27% |
| Washingtonno state tax | $270,125 | 27% |
| Wyomingno state tax | $270,125 | 27% |
| Arizona | $260,875 | 29% |
| North Dakota | $260,875 | 29% |
| Pennsylvania | $258,766 | 30% |
| Indiana | $258,470 | 30% |
| Ohio | $257,175 | 30% |
| Kentucky | $255,325 | 31% |
| Louisiana | $254,400 | 31% |
| Michigan | $254,400 | 31% |
| Arkansas | $253,845 | 31% |
| Colorado | $253,845 | 31% |
| North Carolina | $253,475 | 31% |
| Utah | $252,920 | 32% |
| Oklahoma | $252,550 | 32% |
| Missouri | $252,365 | 32% |
| Illinois | $251,810 | 32% |
| Alabama | $251,625 | 32% |
| Massachusetts | $251,625 | 32% |
| Mississippi | $251,625 | 32% |
| West Virginia | $251,181 | 32% |
| Georgia | $249,812 | 32% |
| Kansas | $249,035 | 33% |
| Maryland | $248,850 | 33% |
| Virginia | $248,850 | 33% |
| Idaho | $248,665 | 33% |
| Nebraska | $248,517 | 33% |
| Montana | $248,295 | 33% |
| New Mexico | $248,295 | 33% |
| Rhode Island | $247,962 | 33% |
| Iowa | $247,925 | 33% |
| South Carolina | $246,445 | 33% |
| Delaware | $245,705 | 34% |
| Connecticut | $244,262 | 34% |
| Maine | $243,670 | 34% |
| Wisconsin | $241,820 | 35% |
| Vermont | $237,750 | 36% |
| Minnesota(this game) | $233,680 | 37% |
| Oregon | $233,495 | 37% |
| District of Columbia | $230,350 | 38% |
| New Jersey | $230,350 | 38% |
| New York | $229,795 | 38% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Gopher5 tax FAQ
How much tax do you pay on a Gopher5 jackpot in Minnesota?
On a $370,000 Gopher5 jackpot taken as a lump sum, you'd pay about $99,875 in federal tax and $36,445 in Minnesota state tax, leaving roughly $233,680.
Does Minnesota tax Gopher5 lottery winnings?
Yes — Minnesota withholds about 9.85% in state tax on Gopher5 winnings, on top of federal tax.
Should I take the Gopher5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
