North 5
Latest draw · Friday, October 9, 2026
North 5 Tax Calculator
See what you'd really take home from a North 5 prize after federal and Minnesota state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $44,000
- Federal tax
- − $5,048
- State tax (Minnesota · 9.85%)
- − $4,334
- Net take-home
- $34,618
Estimate only — uses single-filer federal brackets and Minnesota's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
North 5 take-home by state
What you'd keep from a $44,000 North 5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $38,952 | 11% |
| Californiano state tax | $38,952 | 11% |
| Floridano state tax | $38,952 | 11% |
| New Hampshireno state tax | $38,952 | 11% |
| South Dakotano state tax | $38,952 | 11% |
| Tennesseeno state tax | $38,952 | 11% |
| Texasno state tax | $38,952 | 11% |
| Washingtonno state tax | $38,952 | 11% |
| Wyomingno state tax | $38,952 | 11% |
| Arizona | $37,852 | 14% |
| North Dakota | $37,852 | 14% |
| Pennsylvania | $37,601 | 15% |
| Indiana | $37,566 | 15% |
| Ohio | $37,412 | 15% |
| Kentucky | $37,192 | 15% |
| Louisiana | $37,082 | 16% |
| Michigan | $37,082 | 16% |
| Arkansas | $37,016 | 16% |
| Colorado | $37,016 | 16% |
| North Carolina | $36,972 | 16% |
| Utah | $36,906 | 16% |
| Oklahoma | $36,862 | 16% |
| Missouri | $36,840 | 16% |
| Illinois | $36,774 | 16% |
| Alabama | $36,752 | 16% |
| Massachusetts | $36,752 | 16% |
| Mississippi | $36,752 | 16% |
| West Virginia | $36,699 | 17% |
| Georgia | $36,536 | 17% |
| Kansas | $36,444 | 17% |
| Maryland | $36,422 | 17% |
| Virginia | $36,422 | 17% |
| Idaho | $36,400 | 17% |
| Nebraska | $36,382 | 17% |
| Montana | $36,356 | 17% |
| New Mexico | $36,356 | 17% |
| Rhode Island | $36,316 | 17% |
| Iowa | $36,312 | 17% |
| South Carolina | $36,136 | 18% |
| Delaware | $36,048 | 18% |
| Connecticut | $35,876 | 18% |
| Maine | $35,806 | 19% |
| Wisconsin | $35,586 | 19% |
| Vermont | $35,102 | 20% |
| Minnesota(this game) | $34,618 | 21% |
| Oregon | $34,596 | 21% |
| District of Columbia | $34,222 | 22% |
| New Jersey | $34,222 | 22% |
| New York | $34,156 | 22% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
North 5 tax FAQ
How much tax do you pay on a North 5 jackpot in Minnesota?
On a $44,000 North 5 jackpot taken as a lump sum, you'd pay about $5,048 in federal tax and $4,334 in Minnesota state tax, leaving roughly $34,618.
Does Minnesota tax North 5 lottery winnings?
Yes — Minnesota withholds about 9.85% in state tax on North 5 winnings, on top of federal tax.
Should I take the North 5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
