Lotto America
Latest draw · Saturday, October 10, 2026
Lotto America Tax Calculator
See what you'd really take home from a Lotto America prize after federal and MultiState Lottery state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $6,140,000
- Federal tax
- − $2,229,988
- State tax (MultiState Lottery · 0%)
- − $0
- Net take-home
- $3,910,012
🎉 MultiState Lottery doesn't tax lottery winnings — you only pay federal tax on your Lotto America prize.
Estimate only — uses single-filer federal brackets and MultiState Lottery's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Lotto America take-home by state
What you'd keep from a $6,140,000 Lotto America prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $3,910,012 | 36% |
| Californiano state tax | $3,910,012 | 36% |
| Floridano state tax | $3,910,012 | 36% |
| New Hampshireno state tax | $3,910,012 | 36% |
| South Dakotano state tax | $3,910,012 | 36% |
| Tennesseeno state tax | $3,910,012 | 36% |
| Texasno state tax | $3,910,012 | 36% |
| Washingtonno state tax | $3,910,012 | 36% |
| Wyomingno state tax | $3,910,012 | 36% |
| Arizona | $3,756,512 | 39% |
| North Dakota | $3,756,512 | 39% |
| Pennsylvania | $3,721,514 | 39% |
| Indiana | $3,716,602 | 39% |
| Ohio | $3,695,112 | 40% |
| Kentucky | $3,664,412 | 40% |
| Louisiana | $3,649,062 | 41% |
| Michigan | $3,649,062 | 41% |
| Arkansas | $3,639,852 | 41% |
| Colorado | $3,639,852 | 41% |
| North Carolina | $3,633,712 | 41% |
| Utah | $3,624,502 | 41% |
| Oklahoma | $3,618,362 | 41% |
| Missouri | $3,615,292 | 41% |
| Illinois | $3,606,082 | 41% |
| Alabama | $3,603,012 | 41% |
| Massachusetts | $3,603,012 | 41% |
| Mississippi | $3,603,012 | 41% |
| West Virginia | $3,595,644 | 41% |
| Georgia | $3,572,926 | 42% |
| Kansas | $3,560,032 | 42% |
| Maryland | $3,556,962 | 42% |
| Virginia | $3,556,962 | 42% |
| Idaho | $3,553,892 | 42% |
| Nebraska | $3,551,436 | 42% |
| Montana | $3,547,752 | 42% |
| New Mexico | $3,547,752 | 42% |
| Rhode Island | $3,542,226 | 42% |
| Iowa | $3,541,612 | 42% |
| South Carolina | $3,517,052 | 43% |
| Delaware | $3,504,772 | 43% |
| Connecticut | $3,480,826 | 43% |
| Maine | $3,471,002 | 43% |
| Wisconsin | $3,440,302 | 44% |
| Vermont | $3,372,762 | 45% |
| Minnesota | $3,305,222 | 46% |
| Oregon | $3,302,152 | 46% |
| District of Columbia | $3,249,962 | 47% |
| New Jersey | $3,249,962 | 47% |
| New York | $3,240,752 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Lotto America tax FAQ
How much tax do you pay on a Lotto America jackpot in MultiState Lottery?
On a $6,140,000 Lotto America jackpot taken as a lump sum, you'd pay about $2,229,988 in federal tax and no MultiState Lottery state tax, leaving roughly $3,910,012.
Does MultiState Lottery tax Lotto America lottery winnings?
No — MultiState Lottery does not tax lottery winnings, so you only pay federal tax on a Lotto America prize.
Should I take the Lotto America lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
