Pick 6 Lotto
Latest draw · Thursday, October 8, 2026
Pick 6 Lotto Tax Calculator
See what you'd really take home from a Pick 6 Lotto prize after federal and New Jersey state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $11,200,000
- Federal tax
- − $4,102,188
- State tax (New Jersey · 10.75%)
- − $1,204,000
- Net take-home
- $5,893,812
Estimate only — uses single-filer federal brackets and New Jersey's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Pick 6 Lotto take-home by state
What you'd keep from a $11,200,000 Pick 6 Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $7,097,812 | 37% |
| Californiano state tax | $7,097,812 | 37% |
| Floridano state tax | $7,097,812 | 37% |
| New Hampshireno state tax | $7,097,812 | 37% |
| South Dakotano state tax | $7,097,812 | 37% |
| Tennesseeno state tax | $7,097,812 | 37% |
| Texasno state tax | $7,097,812 | 37% |
| Washingtonno state tax | $7,097,812 | 37% |
| Wyomingno state tax | $7,097,812 | 37% |
| Arizona | $6,817,812 | 39% |
| North Dakota | $6,817,812 | 39% |
| Pennsylvania | $6,753,972 | 40% |
| Indiana | $6,745,012 | 40% |
| Ohio | $6,705,812 | 40% |
| Kentucky | $6,649,812 | 41% |
| Louisiana | $6,621,812 | 41% |
| Michigan | $6,621,812 | 41% |
| Arkansas | $6,605,012 | 41% |
| Colorado | $6,605,012 | 41% |
| North Carolina | $6,593,812 | 41% |
| Utah | $6,577,012 | 41% |
| Oklahoma | $6,565,812 | 41% |
| Missouri | $6,560,212 | 41% |
| Illinois | $6,543,412 | 42% |
| Alabama | $6,537,812 | 42% |
| Massachusetts | $6,537,812 | 42% |
| Mississippi | $6,537,812 | 42% |
| West Virginia | $6,524,372 | 42% |
| Georgia | $6,482,932 | 42% |
| Kansas | $6,459,412 | 42% |
| Maryland | $6,453,812 | 42% |
| Virginia | $6,453,812 | 42% |
| Idaho | $6,448,212 | 42% |
| Nebraska | $6,443,732 | 42% |
| Montana | $6,437,012 | 43% |
| New Mexico | $6,437,012 | 43% |
| Rhode Island | $6,426,932 | 43% |
| Iowa | $6,425,812 | 43% |
| South Carolina | $6,381,012 | 43% |
| Delaware | $6,358,612 | 43% |
| Connecticut | $6,314,932 | 44% |
| Maine | $6,297,012 | 44% |
| Wisconsin | $6,241,012 | 44% |
| Vermont | $6,117,812 | 45% |
| Minnesota | $5,994,612 | 46% |
| Oregon | $5,989,012 | 47% |
| District of Columbia | $5,893,812 | 47% |
| New Jersey(this game) | $5,893,812 | 47% |
| New York | $5,877,012 | 48% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Pick 6 Lotto tax FAQ
How much tax do you pay on a Pick 6 Lotto jackpot in New Jersey?
On a $11,200,000 Pick 6 Lotto jackpot taken as a lump sum, you'd pay about $4,102,188 in federal tax and $1,204,000 in New Jersey state tax, leaving roughly $5,893,812.
Does New Jersey tax Pick 6 Lotto lottery winnings?
Yes — New Jersey withholds about 10.75% in state tax on Pick 6 Lotto winnings, on top of federal tax.
Should I take the Pick 6 Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
