Pick 6 Lotto
Latest draw · Monday, August 24, 2026
Pick 6 Lotto Tax Calculator
See what you'd really take home from a Pick 6 Lotto prize after federal and New Jersey state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $4,200,000
- Federal tax
- − $1,512,188
- State tax (New Jersey · 10.75%)
- − $451,500
- Net take-home
- $2,236,312
Estimate only — uses single-filer federal brackets and New Jersey's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Pick 6 Lotto take-home by state
What you'd keep from a $4,200,000 Pick 6 Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $2,687,812 | 36% |
| Californiano state tax | $2,687,812 | 36% |
| Floridano state tax | $2,687,812 | 36% |
| New Hampshireno state tax | $2,687,812 | 36% |
| South Dakotano state tax | $2,687,812 | 36% |
| Tennesseeno state tax | $2,687,812 | 36% |
| Texasno state tax | $2,687,812 | 36% |
| Washingtonno state tax | $2,687,812 | 36% |
| Wyomingno state tax | $2,687,812 | 36% |
| Arizona | $2,582,812 | 39% |
| North Dakota | $2,582,812 | 39% |
| Pennsylvania | $2,558,872 | 39% |
| Indiana | $2,555,512 | 39% |
| Ohio | $2,540,812 | 40% |
| Kentucky | $2,519,812 | 40% |
| Louisiana | $2,509,312 | 40% |
| Michigan | $2,509,312 | 40% |
| Arkansas | $2,503,012 | 40% |
| Colorado | $2,503,012 | 40% |
| North Carolina | $2,498,812 | 41% |
| Utah | $2,492,512 | 41% |
| Oklahoma | $2,488,312 | 41% |
| Missouri | $2,486,212 | 41% |
| Illinois | $2,479,912 | 41% |
| Alabama | $2,477,812 | 41% |
| Massachusetts | $2,477,812 | 41% |
| Mississippi | $2,477,812 | 41% |
| West Virginia | $2,472,772 | 41% |
| Georgia | $2,457,232 | 41% |
| Kansas | $2,448,412 | 42% |
| Maryland | $2,446,312 | 42% |
| Virginia | $2,446,312 | 42% |
| Idaho | $2,444,212 | 42% |
| Nebraska | $2,442,532 | 42% |
| Montana | $2,440,012 | 42% |
| New Mexico | $2,440,012 | 42% |
| Rhode Island | $2,436,232 | 42% |
| Iowa | $2,435,812 | 42% |
| South Carolina | $2,419,012 | 42% |
| Delaware | $2,410,612 | 43% |
| Connecticut | $2,394,232 | 43% |
| Maine | $2,387,512 | 43% |
| Wisconsin | $2,366,512 | 44% |
| Vermont | $2,320,312 | 45% |
| Minnesota | $2,274,112 | 46% |
| Oregon | $2,272,012 | 46% |
| District of Columbia | $2,236,312 | 47% |
| New Jersey(this game) | $2,236,312 | 47% |
| New York | $2,230,012 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Pick 6 Lotto tax FAQ
How much tax do you pay on a Pick 6 Lotto jackpot in New Jersey?
On a $4,200,000 Pick 6 Lotto jackpot taken as a lump sum, you'd pay about $1,512,188 in federal tax and $451,500 in New Jersey state tax, leaving roughly $2,236,312.
Does New Jersey tax Pick 6 Lotto lottery winnings?
Yes — New Jersey withholds about 10.75% in state tax on Pick 6 Lotto winnings, on top of federal tax.
Should I take the Pick 6 Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
