Classic Lotto
Latest draw · Monday, August 24, 2026
Classic Lotto Tax Calculator
See what you'd really take home from a Classic Lotto prize after federal and Ohio state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $1,900,000
- Federal tax
- − $661,188
- State tax (Ohio · 3.5%)
- − $66,500
- Net take-home
- $1,172,312
Estimate only — uses single-filer federal brackets and Ohio's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Classic Lotto take-home by state
What you'd keep from a $1,900,000 Classic Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $1,238,812 | 35% |
| Californiano state tax | $1,238,812 | 35% |
| Floridano state tax | $1,238,812 | 35% |
| New Hampshireno state tax | $1,238,812 | 35% |
| South Dakotano state tax | $1,238,812 | 35% |
| Tennesseeno state tax | $1,238,812 | 35% |
| Texasno state tax | $1,238,812 | 35% |
| Washingtonno state tax | $1,238,812 | 35% |
| Wyomingno state tax | $1,238,812 | 35% |
| Arizona | $1,191,312 | 37% |
| North Dakota | $1,191,312 | 37% |
| Pennsylvania | $1,180,482 | 38% |
| Indiana | $1,178,962 | 38% |
| Ohio(this game) | $1,172,312 | 38% |
| Kentucky | $1,162,812 | 39% |
| Louisiana | $1,158,062 | 39% |
| Michigan | $1,158,062 | 39% |
| Arkansas | $1,155,212 | 39% |
| Colorado | $1,155,212 | 39% |
| North Carolina | $1,153,312 | 39% |
| Utah | $1,150,462 | 39% |
| Oklahoma | $1,148,562 | 40% |
| Missouri | $1,147,612 | 40% |
| Illinois | $1,144,762 | 40% |
| Alabama | $1,143,812 | 40% |
| Massachusetts | $1,143,812 | 40% |
| Mississippi | $1,143,812 | 40% |
| West Virginia | $1,141,532 | 40% |
| Georgia | $1,134,502 | 40% |
| Kansas | $1,130,512 | 40% |
| Maryland | $1,129,562 | 41% |
| Virginia | $1,129,562 | 41% |
| Idaho | $1,128,612 | 41% |
| Nebraska | $1,127,852 | 41% |
| Montana | $1,126,712 | 41% |
| New Mexico | $1,126,712 | 41% |
| Rhode Island | $1,125,002 | 41% |
| Iowa | $1,124,812 | 41% |
| South Carolina | $1,117,212 | 41% |
| Delaware | $1,113,412 | 41% |
| Connecticut | $1,106,002 | 42% |
| Maine | $1,102,962 | 42% |
| Wisconsin | $1,093,462 | 42% |
| Vermont | $1,072,562 | 44% |
| Minnesota | $1,051,662 | 45% |
| Oregon | $1,050,712 | 45% |
| District of Columbia | $1,034,562 | 46% |
| New Jersey | $1,034,562 | 46% |
| New York | $1,031,712 | 46% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Classic Lotto tax FAQ
How much tax do you pay on a Classic Lotto jackpot in Ohio?
On a $1,900,000 Classic Lotto jackpot taken as a lump sum, you'd pay about $661,188 in federal tax and $66,500 in Ohio state tax, leaving roughly $1,172,312.
Does Ohio tax Classic Lotto lottery winnings?
Yes — Ohio withholds about 3.5% in state tax on Classic Lotto winnings, on top of federal tax.
Should I take the Classic Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
