Classic Lotto
Latest draw · Saturday, October 10, 2026
Classic Lotto Tax Calculator
See what you'd really take home from a Classic Lotto prize after federal and Ohio state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $3,700,000
- Federal tax
- − $1,327,188
- State tax (Ohio · 3.5%)
- − $129,500
- Net take-home
- $2,243,312
Estimate only — uses single-filer federal brackets and Ohio's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Classic Lotto take-home by state
What you'd keep from a $3,700,000 Classic Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $2,372,812 | 36% |
| Californiano state tax | $2,372,812 | 36% |
| Floridano state tax | $2,372,812 | 36% |
| New Hampshireno state tax | $2,372,812 | 36% |
| South Dakotano state tax | $2,372,812 | 36% |
| Tennesseeno state tax | $2,372,812 | 36% |
| Texasno state tax | $2,372,812 | 36% |
| Washingtonno state tax | $2,372,812 | 36% |
| Wyomingno state tax | $2,372,812 | 36% |
| Arizona | $2,280,312 | 38% |
| North Dakota | $2,280,312 | 38% |
| Pennsylvania | $2,259,222 | 39% |
| Indiana | $2,256,262 | 39% |
| Ohio(this game) | $2,243,312 | 39% |
| Kentucky | $2,224,812 | 40% |
| Louisiana | $2,215,562 | 40% |
| Michigan | $2,215,562 | 40% |
| Arkansas | $2,210,012 | 40% |
| Colorado | $2,210,012 | 40% |
| North Carolina | $2,206,312 | 40% |
| Utah | $2,200,762 | 41% |
| Oklahoma | $2,197,062 | 41% |
| Missouri | $2,195,212 | 41% |
| Illinois | $2,189,662 | 41% |
| Alabama | $2,187,812 | 41% |
| Massachusetts | $2,187,812 | 41% |
| Mississippi | $2,187,812 | 41% |
| West Virginia | $2,183,372 | 41% |
| Georgia | $2,169,682 | 41% |
| Kansas | $2,161,912 | 42% |
| Maryland | $2,160,062 | 42% |
| Virginia | $2,160,062 | 42% |
| Idaho | $2,158,212 | 42% |
| Nebraska | $2,156,732 | 42% |
| Montana | $2,154,512 | 42% |
| New Mexico | $2,154,512 | 42% |
| Rhode Island | $2,151,182 | 42% |
| Iowa | $2,150,812 | 42% |
| South Carolina | $2,136,012 | 42% |
| Delaware | $2,128,612 | 42% |
| Connecticut | $2,114,182 | 43% |
| Maine | $2,108,262 | 43% |
| Wisconsin | $2,089,762 | 44% |
| Vermont | $2,049,062 | 45% |
| Minnesota | $2,008,362 | 46% |
| Oregon | $2,006,512 | 46% |
| District of Columbia | $1,975,062 | 47% |
| New Jersey | $1,975,062 | 47% |
| New York | $1,969,512 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Classic Lotto tax FAQ
How much tax do you pay on a Classic Lotto jackpot in Ohio?
On a $3,700,000 Classic Lotto jackpot taken as a lump sum, you'd pay about $1,327,188 in federal tax and $129,500 in Ohio state tax, leaving roughly $2,243,312.
Does Ohio tax Classic Lotto lottery winnings?
Yes — Ohio withholds about 3.5% in state tax on Classic Lotto winnings, on top of federal tax.
Should I take the Classic Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
