Treasure Hunt
Latest draw · Saturday, October 10, 2026
Treasure Hunt Tax Calculator
See what you'd really take home from a Treasure Hunt prize after federal and Pennsylvania state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $27,000
- Federal tax
- − $3,008
- State tax (Pennsylvania · 3.07%)
- − $829
- Net take-home
- $23,163
Estimate only — uses single-filer federal brackets and Pennsylvania's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Treasure Hunt take-home by state
What you'd keep from a $27,000 Treasure Hunt prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $23,992 | 11% |
| Californiano state tax | $23,992 | 11% |
| Floridano state tax | $23,992 | 11% |
| New Hampshireno state tax | $23,992 | 11% |
| South Dakotano state tax | $23,992 | 11% |
| Tennesseeno state tax | $23,992 | 11% |
| Texasno state tax | $23,992 | 11% |
| Washingtonno state tax | $23,992 | 11% |
| Wyomingno state tax | $23,992 | 11% |
| Arizona | $23,317 | 14% |
| North Dakota | $23,317 | 14% |
| Pennsylvania(this game) | $23,163 | 14% |
| Indiana | $23,142 | 14% |
| Ohio | $23,047 | 15% |
| Kentucky | $22,912 | 15% |
| Louisiana | $22,845 | 15% |
| Michigan | $22,845 | 15% |
| Arkansas | $22,804 | 16% |
| Colorado | $22,804 | 16% |
| North Carolina | $22,777 | 16% |
| Utah | $22,737 | 16% |
| Oklahoma | $22,710 | 16% |
| Missouri | $22,696 | 16% |
| Illinois | $22,656 | 16% |
| Alabama | $22,642 | 16% |
| Massachusetts | $22,642 | 16% |
| Mississippi | $22,642 | 16% |
| West Virginia | $22,610 | 16% |
| Georgia | $22,510 | 17% |
| Kansas | $22,453 | 17% |
| Maryland | $22,440 | 17% |
| Virginia | $22,440 | 17% |
| Idaho | $22,426 | 17% |
| Nebraska | $22,415 | 17% |
| Montana | $22,399 | 17% |
| New Mexico | $22,399 | 17% |
| Rhode Island | $22,375 | 17% |
| Iowa | $22,372 | 17% |
| South Carolina | $22,264 | 18% |
| Delaware | $22,210 | 18% |
| Connecticut | $22,105 | 18% |
| Maine | $22,062 | 18% |
| Wisconsin | $21,927 | 19% |
| Vermont | $21,630 | 20% |
| Minnesota | $21,333 | 21% |
| Oregon | $21,319 | 21% |
| District of Columbia | $21,090 | 22% |
| New Jersey | $21,090 | 22% |
| New York | $21,049 | 22% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Treasure Hunt tax FAQ
How much tax do you pay on a Treasure Hunt jackpot in Pennsylvania?
On a $27,000 Treasure Hunt jackpot taken as a lump sum, you'd pay about $3,008 in federal tax and $829 in Pennsylvania state tax, leaving roughly $23,163.
Does Pennsylvania tax Treasure Hunt lottery winnings?
Yes — Pennsylvania withholds about 3.07% in state tax on Treasure Hunt winnings, on top of federal tax.
Should I take the Treasure Hunt lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.