District of Columbia Lottery Tax Calculator
See what you'd actually keep from a District of Columbia lottery prize after federal and state taxes — District of Columbia withholds up to 10.75%, plus federal tax.
District of Columbia lottery take-home by jackpot size
Estimated net take-home after federal + 10.75% District of Columbia state tax.
| Advertised jackpot | Lump-sum take-home | Annuity total (30 yrs) | Effective tax |
|---|---|---|---|
| $1,000,000 | $564,312 | $779,460 | 44% |
| $10,000,000 | $5,266,812 | $6,313,757 | 47% |
| $100,000,000 | $52,291,812 | $53,504,367 | 48% |
| $500,000,000 | $261,291,812 | $262,504,368 | 48% |
Estimates use single-filer federal brackets and District of Columbia's top lottery-withholding rate. Actual tax depends on your total income, filing status, deductions and residency. Not tax advice.
How District of Columbia lottery winnings are taxed
Lottery prizes are taxable income. Every winner pays federal tax — the IRS withholds 24% up front, and the true rate climbs to 37% on large prizes. On top of that, District of Columbia taxes lottery winnings at up to 10.75%. Taking the prize as a lump sum is taxed all in one year (pushing more into the top bracket); a 30-year annuity spreads the income out.
See the latest District of Columbia lottery results and games →
District of Columbia lottery tax FAQ
Does District of Columbia tax lottery winnings?
Yes. District of Columbia taxes lottery winnings at up to 10.75%, on top of federal tax (progressive, up to 37%).
How much tax do you pay on a $1 million District of Columbia lottery prize?
On a $1,000,000 District of Columbia prize taken as a lump sum, you'd owe roughly $435,688 in combined federal and state tax (about 44%), leaving about $564,312 take-home.
Is it better to take a lump sum or annuity in District of Columbia?
A lump sum gives you the discounted cash value now; a 30-year annuity pays the full advertised jackpot in equal yearly installments. Either way District of Columbia's 10.75% state rate and federal tax apply; the annuity can keep more of each year's payment in lower brackets. Use the calculator above to compare.