Fantasy 5
Latest draw · Saturday, October 3, 2026
Fantasy 5 Tax Calculator
See what you'd really take home from a Fantasy 5 prize after federal and California state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $160,364
- Federal tax
- − $31,530
- State tax (California · 0%)
- − $0
- Net take-home
- $128,834
🎉 California doesn't tax lottery winnings — you only pay federal tax on your Fantasy 5 prize.
Estimate only — uses single-filer federal brackets and California's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Fantasy 5 take-home by state
What you'd keep from a $160,364 Fantasy 5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $128,834 | 20% |
| Californiano state tax(this game) | $128,834 | 20% |
| Floridano state tax | $128,834 | 20% |
| New Hampshireno state tax | $128,834 | 20% |
| South Dakotano state tax | $128,834 | 20% |
| Tennesseeno state tax | $128,834 | 20% |
| Texasno state tax | $128,834 | 20% |
| Washingtonno state tax | $128,834 | 20% |
| Wyomingno state tax | $128,834 | 20% |
| Arizona | $124,825 | 22% |
| North Dakota | $124,825 | 22% |
| Pennsylvania | $123,911 | 23% |
| Indiana | $123,783 | 23% |
| Ohio | $123,221 | 23% |
| Kentucky | $122,420 | 24% |
| Louisiana | $122,019 | 24% |
| Michigan | $122,019 | 24% |
| Arkansas | $121,778 | 24% |
| Colorado | $121,778 | 24% |
| North Carolina | $121,618 | 24% |
| Utah | $121,377 | 24% |
| Oklahoma | $121,217 | 24% |
| Missouri | $121,137 | 24% |
| Illinois | $120,896 | 25% |
| Alabama | $120,816 | 25% |
| Massachusetts | $120,816 | 25% |
| Mississippi | $120,816 | 25% |
| West Virginia | $120,624 | 25% |
| Georgia | $120,030 | 25% |
| Kansas | $119,693 | 25% |
| Maryland | $119,613 | 25% |
| Virginia | $119,613 | 25% |
| Idaho | $119,533 | 25% |
| Nebraska | $119,469 | 26% |
| Montana | $119,373 | 26% |
| New Mexico | $119,373 | 26% |
| Rhode Island | $119,228 | 26% |
| Iowa | $119,212 | 26% |
| South Carolina | $118,571 | 26% |
| Delaware | $118,250 | 26% |
| Connecticut | $117,625 | 27% |
| Maine | $117,368 | 27% |
| Wisconsin | $116,566 | 27% |
| Vermont | $114,802 | 28% |
| Minnesota | $113,038 | 30% |
| Oregon | $112,958 | 30% |
| District of Columbia | $111,595 | 30% |
| New Jersey | $111,595 | 30% |
| New York | $111,354 | 31% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Fantasy 5 tax FAQ
How much tax do you pay on a Fantasy 5 jackpot in California?
On a $160,364 Fantasy 5 jackpot taken as a lump sum, you'd pay about $31,530 in federal tax and no California state tax, leaving roughly $128,834.
Does California tax Fantasy 5 lottery winnings?
No — California does not tax lottery winnings, so you only pay federal tax on a Fantasy 5 prize.
Should I take the Fantasy 5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
