Lotto Plus
Latest draw · Wednesday, August 19, 2026
Lotto Plus Tax Calculator
See what you'd really take home from a Lotto Plus prize after federal and Colorado state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $9,270,000
- Federal tax
- − $3,388,088
- State tax (Colorado · 4.4%)
- − $407,880
- Net take-home
- $5,474,032
Estimate only — uses single-filer federal brackets and Colorado's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Lotto Plus take-home by state
What you'd keep from a $9,270,000 Lotto Plus prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $5,881,912 | 37% |
| Californiano state tax | $5,881,912 | 37% |
| Floridano state tax | $5,881,912 | 37% |
| New Hampshireno state tax | $5,881,912 | 37% |
| South Dakotano state tax | $5,881,912 | 37% |
| Tennesseeno state tax | $5,881,912 | 37% |
| Texasno state tax | $5,881,912 | 37% |
| Washingtonno state tax | $5,881,912 | 37% |
| Wyomingno state tax | $5,881,912 | 37% |
| Arizona | $5,650,162 | 39% |
| North Dakota | $5,650,162 | 39% |
| Pennsylvania | $5,597,323 | 40% |
| Indiana | $5,589,907 | 40% |
| Ohio | $5,557,462 | 40% |
| Kentucky | $5,511,112 | 41% |
| Louisiana | $5,487,937 | 41% |
| Michigan | $5,487,937 | 41% |
| Arkansas | $5,474,032 | 41% |
| Colorado(this game) | $5,474,032 | 41% |
| North Carolina | $5,464,762 | 41% |
| Utah | $5,450,857 | 41% |
| Oklahoma | $5,441,587 | 41% |
| Missouri | $5,436,952 | 41% |
| Illinois | $5,423,047 | 41% |
| Alabama | $5,418,412 | 42% |
| Massachusetts | $5,418,412 | 42% |
| Mississippi | $5,418,412 | 42% |
| West Virginia | $5,407,288 | 42% |
| Georgia | $5,372,989 | 42% |
| Kansas | $5,353,522 | 42% |
| Maryland | $5,348,887 | 42% |
| Virginia | $5,348,887 | 42% |
| Idaho | $5,344,252 | 42% |
| Nebraska | $5,340,544 | 42% |
| Montana | $5,334,982 | 42% |
| New Mexico | $5,334,982 | 42% |
| Rhode Island | $5,326,639 | 43% |
| Iowa | $5,325,712 | 43% |
| South Carolina | $5,288,632 | 43% |
| Delaware | $5,270,092 | 43% |
| Connecticut | $5,233,939 | 44% |
| Maine | $5,219,107 | 44% |
| Wisconsin | $5,172,757 | 44% |
| Vermont | $5,070,787 | 45% |
| Minnesota | $4,968,817 | 46% |
| Oregon | $4,964,182 | 46% |
| District of Columbia | $4,885,387 | 47% |
| New Jersey | $4,885,387 | 47% |
| New York | $4,871,482 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Lotto Plus tax FAQ
How much tax do you pay on a Lotto Plus jackpot in Colorado?
On a $9,270,000 Lotto Plus jackpot taken as a lump sum, you'd pay about $3,388,088 in federal tax and $407,880 in Colorado state tax, leaving roughly $5,474,032.
Does Colorado tax Lotto Plus lottery winnings?
Yes — Colorado withholds about 4.4% in state tax on Lotto Plus winnings, on top of federal tax.
Should I take the Lotto Plus lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
