Fantasy 5
Latest draw · Wednesday, October 7, 2026
Fantasy 5 Tax Calculator
See what you'd really take home from a Fantasy 5 prize after federal and Georgia state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $202,000
- Federal tax
- − $42,327
- State tax (Georgia · 5.49%)
- − $11,090
- Net take-home
- $148,584
Estimate only — uses single-filer federal brackets and Georgia's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Fantasy 5 take-home by state
What you'd keep from a $202,000 Fantasy 5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $159,674 | 21% |
| Californiano state tax | $159,674 | 21% |
| Floridano state tax | $159,674 | 21% |
| New Hampshireno state tax | $159,674 | 21% |
| South Dakotano state tax | $159,674 | 21% |
| Tennesseeno state tax | $159,674 | 21% |
| Texasno state tax | $159,674 | 21% |
| Washingtonno state tax | $159,674 | 21% |
| Wyomingno state tax | $159,674 | 21% |
| Arizona | $154,624 | 23% |
| North Dakota | $154,624 | 23% |
| Pennsylvania | $153,472 | 24% |
| Indiana | $153,311 | 24% |
| Ohio | $152,604 | 24% |
| Kentucky | $151,594 | 25% |
| Louisiana | $151,089 | 25% |
| Michigan | $151,089 | 25% |
| Arkansas | $150,786 | 25% |
| Colorado | $150,786 | 25% |
| North Carolina | $150,584 | 25% |
| Utah | $150,281 | 26% |
| Oklahoma | $150,079 | 26% |
| Missouri | $149,978 | 26% |
| Illinois | $149,675 | 26% |
| Alabama | $149,574 | 26% |
| Massachusetts | $149,574 | 26% |
| Mississippi | $149,574 | 26% |
| West Virginia | $149,331 | 26% |
| Georgia(this game) | $148,584 | 26% |
| Kansas | $148,160 | 27% |
| Maryland | $148,059 | 27% |
| Virginia | $148,059 | 27% |
| Idaho | $147,958 | 27% |
| Nebraska | $147,877 | 27% |
| Montana | $147,756 | 27% |
| New Mexico | $147,756 | 27% |
| Rhode Island | $147,574 | 27% |
| Iowa | $147,554 | 27% |
| South Carolina | $146,746 | 27% |
| Delaware | $146,342 | 28% |
| Connecticut | $145,554 | 28% |
| Maine | $145,231 | 28% |
| Wisconsin | $144,221 | 29% |
| Vermont | $141,999 | 30% |
| Minnesota | $139,777 | 31% |
| Oregon | $139,676 | 31% |
| District of Columbia | $137,959 | 32% |
| New Jersey | $137,959 | 32% |
| New York | $137,656 | 32% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Fantasy 5 tax FAQ
How much tax do you pay on a Fantasy 5 jackpot in Georgia?
On a $202,000 Fantasy 5 jackpot taken as a lump sum, you'd pay about $42,327 in federal tax and $11,090 in Georgia state tax, leaving roughly $148,584.
Does Georgia tax Fantasy 5 lottery winnings?
Yes — Georgia withholds about 5.49% in state tax on Fantasy 5 winnings, on top of federal tax.
Should I take the Fantasy 5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
