This game is no longer drawn.
Cash4 Life held its last drawing in February 2026. The numbers below are its final results, kept here as an archive. It was replaced by Millionaire for Life — see the latest Millionaire for Life results.
Cash4 Life
Latest draw · Wednesday, October 22, 2025
Cash4 Life Tax Calculator
See what you'd really take home from a Cash4 Life prize after federal and Maryland state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $1,000,000
- Federal tax
- − $328,188
- State tax (Maryland · 5.75%)
- − $57,500
- Net take-home
- $614,312
Estimate only — uses single-filer federal brackets and Maryland's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Cash4 Life take-home by state
What you'd keep from a $1,000,000 Cash4 Life prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $671,812 | 33% |
| Californiano state tax | $671,812 | 33% |
| Floridano state tax | $671,812 | 33% |
| New Hampshireno state tax | $671,812 | 33% |
| South Dakotano state tax | $671,812 | 33% |
| Tennesseeno state tax | $671,812 | 33% |
| Texasno state tax | $671,812 | 33% |
| Washingtonno state tax | $671,812 | 33% |
| Wyomingno state tax | $671,812 | 33% |
| Arizona | $646,812 | 35% |
| North Dakota | $646,812 | 35% |
| Pennsylvania | $641,112 | 36% |
| Indiana | $640,312 | 36% |
| Ohio | $636,812 | 36% |
| Kentucky | $631,812 | 37% |
| Louisiana | $629,312 | 37% |
| Michigan | $629,312 | 37% |
| Arkansas | $627,812 | 37% |
| Colorado | $627,812 | 37% |
| North Carolina | $626,812 | 37% |
| Utah | $625,312 | 37% |
| Oklahoma | $624,312 | 38% |
| Missouri | $623,812 | 38% |
| Illinois | $622,312 | 38% |
| Alabama | $621,812 | 38% |
| Massachusetts | $621,812 | 38% |
| Mississippi | $621,812 | 38% |
| West Virginia | $620,612 | 38% |
| Georgia | $616,912 | 38% |
| Kansas | $614,812 | 39% |
| Maryland(this game) | $614,312 | 39% |
| Virginia | $614,312 | 39% |
| Idaho | $613,812 | 39% |
| Nebraska | $613,412 | 39% |
| Montana | $612,812 | 39% |
| New Mexico | $612,812 | 39% |
| Rhode Island | $611,912 | 39% |
| Iowa | $611,812 | 39% |
| South Carolina | $607,812 | 39% |
| Delaware | $605,812 | 39% |
| Connecticut | $601,912 | 40% |
| Maine | $600,312 | 40% |
| Wisconsin | $595,312 | 40% |
| Vermont | $584,312 | 42% |
| Minnesota | $573,312 | 43% |
| Oregon | $572,812 | 43% |
| District of Columbia | $564,312 | 44% |
| New Jersey | $564,312 | 44% |
| New York | $562,812 | 44% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Cash4 Life tax FAQ
How much tax do you pay on a Cash4 Life jackpot in Maryland?
On a $1,000,000 Cash4 Life jackpot taken as a lump sum, you'd pay about $328,188 in federal tax and $57,500 in Maryland state tax, leaving roughly $614,312.
Does Maryland tax Cash4 Life lottery winnings?
Yes — Maryland withholds about 5.75% in state tax on Cash4 Life winnings, on top of federal tax.
Should I take the Cash4 Life lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
