Gopher5
Latest draw · Wednesday, August 19, 2026
Gopher5 Tax Calculator
See what you'd really take home from a Gopher5 prize after federal and Minnesota state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $265,000
- Federal tax
- − $63,125
- State tax (Minnesota · 9.85%)
- − $26,103
- Net take-home
- $175,773
Estimate only — uses single-filer federal brackets and Minnesota's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Gopher5 take-home by state
What you'd keep from a $265,000 Gopher5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $201,875 | 24% |
| Californiano state tax | $201,875 | 24% |
| Floridano state tax | $201,875 | 24% |
| New Hampshireno state tax | $201,875 | 24% |
| South Dakotano state tax | $201,875 | 24% |
| Tennesseeno state tax | $201,875 | 24% |
| Texasno state tax | $201,875 | 24% |
| Washingtonno state tax | $201,875 | 24% |
| Wyomingno state tax | $201,875 | 24% |
| Arizona | $195,250 | 26% |
| North Dakota | $195,250 | 26% |
| Pennsylvania | $193,740 | 27% |
| Indiana | $193,528 | 27% |
| Ohio | $192,600 | 27% |
| Kentucky | $191,275 | 28% |
| Louisiana | $190,613 | 28% |
| Michigan | $190,613 | 28% |
| Arkansas | $190,215 | 28% |
| Colorado | $190,215 | 28% |
| North Carolina | $189,950 | 28% |
| Utah | $189,553 | 28% |
| Oklahoma | $189,288 | 29% |
| Missouri | $189,155 | 29% |
| Illinois | $188,758 | 29% |
| Alabama | $188,625 | 29% |
| Massachusetts | $188,625 | 29% |
| Mississippi | $188,625 | 29% |
| West Virginia | $188,307 | 29% |
| Georgia | $187,327 | 29% |
| Kansas | $186,770 | 30% |
| Maryland | $186,638 | 30% |
| Virginia | $186,638 | 30% |
| Idaho | $186,505 | 30% |
| Nebraska | $186,399 | 30% |
| Montana | $186,240 | 30% |
| New Mexico | $186,240 | 30% |
| Rhode Island | $186,002 | 30% |
| Iowa | $185,975 | 30% |
| South Carolina | $184,915 | 30% |
| Delaware | $184,385 | 30% |
| Connecticut | $183,352 | 31% |
| Maine | $182,928 | 31% |
| Wisconsin | $181,603 | 31% |
| Vermont | $178,688 | 33% |
| Minnesota(this game) | $175,773 | 34% |
| Oregon | $175,640 | 34% |
| District of Columbia | $173,388 | 35% |
| New Jersey | $173,388 | 35% |
| New York | $172,990 | 35% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Gopher5 tax FAQ
How much tax do you pay on a Gopher5 jackpot in Minnesota?
On a $265,000 Gopher5 jackpot taken as a lump sum, you'd pay about $63,125 in federal tax and $26,103 in Minnesota state tax, leaving roughly $175,773.
Does Minnesota tax Gopher5 lottery winnings?
Yes — Minnesota withholds about 9.85% in state tax on Gopher5 winnings, on top of federal tax.
Should I take the Gopher5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
