Gopher5
Latest draw · Friday, July 3, 2026
Gopher5 Tax Calculator
See what you'd really take home from a Gopher5 prize after federal and Minnesota state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $855,000
- Federal tax
- − $274,538
- State tax (Minnesota · 9.85%)
- − $84,218
- Net take-home
- $496,245
Estimate only — uses single-filer federal brackets and Minnesota's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Gopher5 tax FAQ
How much tax do you pay on a Gopher5 jackpot in Minnesota?
On a $855,000 Gopher5 jackpot taken as a lump sum, you'd pay about $274,538 in federal tax and $84,218 in Minnesota state tax, leaving roughly $496,245.
Does Minnesota tax Gopher5 lottery winnings?
Yes — Minnesota withholds about 9.85% in state tax on Gopher5 winnings, on top of federal tax.
Should I take the Gopher5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.