Gopher5
Latest draw · Friday, October 2, 2026
Gopher5 Tax Calculator
See what you'd really take home from a Gopher5 prize after federal and Minnesota state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $170,000
- Federal tax
- − $33,843
- State tax (Minnesota · 9.85%)
- − $16,745
- Net take-home
- $119,413
Estimate only — uses single-filer federal brackets and Minnesota's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Gopher5 take-home by state
What you'd keep from a $170,000 Gopher5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $136,158 | 20% |
| Californiano state tax | $136,158 | 20% |
| Floridano state tax | $136,158 | 20% |
| New Hampshireno state tax | $136,158 | 20% |
| South Dakotano state tax | $136,158 | 20% |
| Tennesseeno state tax | $136,158 | 20% |
| Texasno state tax | $136,158 | 20% |
| Washingtonno state tax | $136,158 | 20% |
| Wyomingno state tax | $136,158 | 20% |
| Arizona | $131,908 | 22% |
| North Dakota | $131,908 | 22% |
| Pennsylvania | $130,939 | 23% |
| Indiana | $130,803 | 23% |
| Ohio | $130,208 | 23% |
| Kentucky | $129,358 | 24% |
| Louisiana | $128,933 | 24% |
| Michigan | $128,933 | 24% |
| Arkansas | $128,678 | 24% |
| Colorado | $128,678 | 24% |
| North Carolina | $128,508 | 24% |
| Utah | $128,253 | 25% |
| Oklahoma | $128,083 | 25% |
| Missouri | $127,998 | 25% |
| Illinois | $127,743 | 25% |
| Alabama | $127,658 | 25% |
| Massachusetts | $127,658 | 25% |
| Mississippi | $127,658 | 25% |
| West Virginia | $127,454 | 25% |
| Georgia | $126,825 | 25% |
| Kansas | $126,468 | 26% |
| Maryland | $126,383 | 26% |
| Virginia | $126,383 | 26% |
| Idaho | $126,298 | 26% |
| Nebraska | $126,230 | 26% |
| Montana | $126,128 | 26% |
| New Mexico | $126,128 | 26% |
| Rhode Island | $125,975 | 26% |
| Iowa | $125,958 | 26% |
| South Carolina | $125,278 | 26% |
| Delaware | $124,938 | 27% |
| Connecticut | $124,275 | 27% |
| Maine | $124,003 | 27% |
| Wisconsin | $123,153 | 28% |
| Vermont | $121,283 | 29% |
| Minnesota(this game) | $119,413 | 30% |
| Oregon | $119,328 | 30% |
| District of Columbia | $117,883 | 31% |
| New Jersey | $117,883 | 31% |
| New York | $117,628 | 31% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Gopher5 tax FAQ
How much tax do you pay on a Gopher5 jackpot in Minnesota?
On a $170,000 Gopher5 jackpot taken as a lump sum, you'd pay about $33,843 in federal tax and $16,745 in Minnesota state tax, leaving roughly $119,413.
Does Minnesota tax Gopher5 lottery winnings?
Yes — Minnesota withholds about 9.85% in state tax on Gopher5 winnings, on top of federal tax.
Should I take the Gopher5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
