North 5
Latest draw · Wednesday, August 19, 2026
North 5 Tax Calculator
See what you'd really take home from a North 5 prize after federal and Minnesota state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $29,000
- Federal tax
- − $3,248
- State tax (Minnesota · 9.85%)
- − $2,857
- Net take-home
- $22,896
Estimate only — uses single-filer federal brackets and Minnesota's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
North 5 take-home by state
What you'd keep from a $29,000 North 5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $25,752 | 11% |
| Californiano state tax | $25,752 | 11% |
| Floridano state tax | $25,752 | 11% |
| New Hampshireno state tax | $25,752 | 11% |
| South Dakotano state tax | $25,752 | 11% |
| Tennesseeno state tax | $25,752 | 11% |
| Texasno state tax | $25,752 | 11% |
| Washingtonno state tax | $25,752 | 11% |
| Wyomingno state tax | $25,752 | 11% |
| Arizona | $25,027 | 14% |
| North Dakota | $25,027 | 14% |
| Pennsylvania | $24,862 | 14% |
| Indiana | $24,839 | 14% |
| Ohio | $24,737 | 15% |
| Kentucky | $24,592 | 15% |
| Louisiana | $24,520 | 15% |
| Michigan | $24,520 | 15% |
| Arkansas | $24,476 | 16% |
| Colorado | $24,476 | 16% |
| North Carolina | $24,447 | 16% |
| Utah | $24,404 | 16% |
| Oklahoma | $24,375 | 16% |
| Missouri | $24,360 | 16% |
| Illinois | $24,317 | 16% |
| Alabama | $24,302 | 16% |
| Massachusetts | $24,302 | 16% |
| Mississippi | $24,302 | 16% |
| West Virginia | $24,267 | 16% |
| Georgia | $24,160 | 17% |
| Kansas | $24,099 | 17% |
| Maryland | $24,085 | 17% |
| Virginia | $24,085 | 17% |
| Idaho | $24,070 | 17% |
| Nebraska | $24,058 | 17% |
| Montana | $24,041 | 17% |
| New Mexico | $24,041 | 17% |
| Rhode Island | $24,015 | 17% |
| Iowa | $24,012 | 17% |
| South Carolina | $23,896 | 18% |
| Delaware | $23,838 | 18% |
| Connecticut | $23,725 | 18% |
| Maine | $23,679 | 18% |
| Wisconsin | $23,534 | 19% |
| Vermont | $23,215 | 20% |
| Minnesota(this game) | $22,896 | 21% |
| Oregon | $22,881 | 21% |
| District of Columbia | $22,635 | 22% |
| New Jersey | $22,635 | 22% |
| New York | $22,591 | 22% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
North 5 tax FAQ
How much tax do you pay on a North 5 jackpot in Minnesota?
On a $29,000 North 5 jackpot taken as a lump sum, you'd pay about $3,248 in federal tax and $2,857 in Minnesota state tax, leaving roughly $22,896.
Does Minnesota tax North 5 lottery winnings?
Yes — Minnesota withholds about 9.85% in state tax on North 5 winnings, on top of federal tax.
Should I take the North 5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
