North 5
Latest draw · Saturday, October 3, 2026
North 5 Tax Calculator
See what you'd really take home from a North 5 prize after federal and Minnesota state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $25,000
- Federal tax
- − $2,768
- State tax (Minnesota · 9.85%)
- − $2,463
- Net take-home
- $19,770
Estimate only — uses single-filer federal brackets and Minnesota's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
North 5 take-home by state
What you'd keep from a $25,000 North 5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $22,232 | 11% |
| Californiano state tax | $22,232 | 11% |
| Floridano state tax | $22,232 | 11% |
| New Hampshireno state tax | $22,232 | 11% |
| South Dakotano state tax | $22,232 | 11% |
| Tennesseeno state tax | $22,232 | 11% |
| Texasno state tax | $22,232 | 11% |
| Washingtonno state tax | $22,232 | 11% |
| Wyomingno state tax | $22,232 | 11% |
| Arizona | $21,607 | 14% |
| North Dakota | $21,607 | 14% |
| Pennsylvania | $21,465 | 14% |
| Indiana | $21,445 | 14% |
| Ohio | $21,357 | 15% |
| Kentucky | $21,232 | 15% |
| Louisiana | $21,170 | 15% |
| Michigan | $21,170 | 15% |
| Arkansas | $21,132 | 15% |
| Colorado | $21,132 | 15% |
| North Carolina | $21,107 | 16% |
| Utah | $21,070 | 16% |
| Oklahoma | $21,045 | 16% |
| Missouri | $21,032 | 16% |
| Illinois | $20,995 | 16% |
| Alabama | $20,982 | 16% |
| Massachusetts | $20,982 | 16% |
| Mississippi | $20,982 | 16% |
| West Virginia | $20,952 | 16% |
| Georgia | $20,860 | 17% |
| Kansas | $20,807 | 17% |
| Maryland | $20,795 | 17% |
| Virginia | $20,795 | 17% |
| Idaho | $20,782 | 17% |
| Nebraska | $20,772 | 17% |
| Montana | $20,757 | 17% |
| New Mexico | $20,757 | 17% |
| Rhode Island | $20,735 | 17% |
| Iowa | $20,732 | 17% |
| South Carolina | $20,632 | 17% |
| Delaware | $20,582 | 18% |
| Connecticut | $20,485 | 18% |
| Maine | $20,445 | 18% |
| Wisconsin | $20,320 | 19% |
| Vermont | $20,045 | 20% |
| Minnesota(this game) | $19,770 | 21% |
| Oregon | $19,757 | 21% |
| District of Columbia | $19,545 | 22% |
| New Jersey | $19,545 | 22% |
| New York | $19,507 | 22% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
North 5 tax FAQ
How much tax do you pay on a North 5 jackpot in Minnesota?
On a $25,000 North 5 jackpot taken as a lump sum, you'd pay about $2,768 in federal tax and $2,463 in Minnesota state tax, leaving roughly $19,770.
Does Minnesota tax North 5 lottery winnings?
Yes — Minnesota withholds about 9.85% in state tax on North 5 winnings, on top of federal tax.
Should I take the North 5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
