This game is no longer drawn.
Hot Lotto held its last drawing in October 2017. The numbers below are its final results, kept here as an archive.
Hot Lotto
Latest draw · Saturday, October 28, 2017
Hot Lotto Tax Calculator
See what you'd really take home from a Hot Lotto prize after federal and MultiState Lottery state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $1,000,000
- Federal tax
- − $328,188
- State tax (MultiState Lottery · 0%)
- − $0
- Net take-home
- $671,812
🎉 MultiState Lottery doesn't tax lottery winnings — you only pay federal tax on your Hot Lotto prize.
Estimate only — uses single-filer federal brackets and MultiState Lottery's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Hot Lotto take-home by state
What you'd keep from a $1,000,000 Hot Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $671,812 | 33% |
| Californiano state tax | $671,812 | 33% |
| Floridano state tax | $671,812 | 33% |
| New Hampshireno state tax | $671,812 | 33% |
| South Dakotano state tax | $671,812 | 33% |
| Tennesseeno state tax | $671,812 | 33% |
| Texasno state tax | $671,812 | 33% |
| Washingtonno state tax | $671,812 | 33% |
| Wyomingno state tax | $671,812 | 33% |
| Arizona | $646,812 | 35% |
| North Dakota | $646,812 | 35% |
| Pennsylvania | $641,112 | 36% |
| Indiana | $640,312 | 36% |
| Ohio | $636,812 | 36% |
| Kentucky | $631,812 | 37% |
| Louisiana | $629,312 | 37% |
| Michigan | $629,312 | 37% |
| Arkansas | $627,812 | 37% |
| Colorado | $627,812 | 37% |
| North Carolina | $626,812 | 37% |
| Utah | $625,312 | 37% |
| Oklahoma | $624,312 | 38% |
| Missouri | $623,812 | 38% |
| Illinois | $622,312 | 38% |
| Alabama | $621,812 | 38% |
| Massachusetts | $621,812 | 38% |
| Mississippi | $621,812 | 38% |
| West Virginia | $620,612 | 38% |
| Georgia | $616,912 | 38% |
| Kansas | $614,812 | 39% |
| Maryland | $614,312 | 39% |
| Virginia | $614,312 | 39% |
| Idaho | $613,812 | 39% |
| Nebraska | $613,412 | 39% |
| Montana | $612,812 | 39% |
| New Mexico | $612,812 | 39% |
| Rhode Island | $611,912 | 39% |
| Iowa | $611,812 | 39% |
| South Carolina | $607,812 | 39% |
| Delaware | $605,812 | 39% |
| Connecticut | $601,912 | 40% |
| Maine | $600,312 | 40% |
| Wisconsin | $595,312 | 40% |
| Vermont | $584,312 | 42% |
| Minnesota | $573,312 | 43% |
| Oregon | $572,812 | 43% |
| District of Columbia | $564,312 | 44% |
| New Jersey | $564,312 | 44% |
| New York | $562,812 | 44% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Hot Lotto tax FAQ
How much tax do you pay on a Hot Lotto jackpot in MultiState Lottery?
On a $1,000,000 Hot Lotto jackpot taken as a lump sum, you'd pay about $328,188 in federal tax and no MultiState Lottery state tax, leaving roughly $671,812.
Does MultiState Lottery tax Hot Lotto lottery winnings?
No — MultiState Lottery does not tax lottery winnings, so you only pay federal tax on a Hot Lotto prize.
Should I take the Hot Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
