Lotto America
Latest draw · Monday, May 18, 2026
Lotto America Tax Calculator
See what you'd really take home from a Lotto America prize after federal and MultiState Lottery state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $1,000,000
- Federal tax
- − $328,188
- State tax (MultiState Lottery · 0%)
- − $0
- Net take-home
- $671,812
🎉 MultiState Lottery doesn't tax lottery winnings — you only pay federal tax on your Lotto America prize.
Estimate only — uses single-filer federal brackets and MultiState Lottery's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Lotto America tax FAQ
How much tax do you pay on a Lotto America jackpot in MultiState Lottery?
On a $1,000,000 Lotto America jackpot taken as a lump sum, you'd pay about $328,188 in federal tax and no MultiState Lottery state tax, leaving roughly $671,812.
Does MultiState Lottery tax Lotto America lottery winnings?
No — MultiState Lottery does not tax lottery winnings, so you only pay federal tax on a Lotto America prize.
Should I take the Lotto America lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.