Pick 6 Lotto
Latest draw · Saturday, August 29, 2026
Pick 6 Lotto Tax Calculator
See what you'd really take home from a Pick 6 Lotto prize after federal and New Jersey state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $5,100,000
- Federal tax
- − $1,845,188
- State tax (New Jersey · 10.75%)
- − $548,250
- Net take-home
- $2,706,562
Estimate only — uses single-filer federal brackets and New Jersey's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Pick 6 Lotto take-home by state
What you'd keep from a $5,100,000 Pick 6 Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $3,254,812 | 36% |
| Californiano state tax | $3,254,812 | 36% |
| Floridano state tax | $3,254,812 | 36% |
| New Hampshireno state tax | $3,254,812 | 36% |
| South Dakotano state tax | $3,254,812 | 36% |
| Tennesseeno state tax | $3,254,812 | 36% |
| Texasno state tax | $3,254,812 | 36% |
| Washingtonno state tax | $3,254,812 | 36% |
| Wyomingno state tax | $3,254,812 | 36% |
| Arizona | $3,127,312 | 39% |
| North Dakota | $3,127,312 | 39% |
| Pennsylvania | $3,098,242 | 39% |
| Indiana | $3,094,162 | 39% |
| Ohio | $3,076,312 | 40% |
| Kentucky | $3,050,812 | 40% |
| Louisiana | $3,038,062 | 40% |
| Michigan | $3,038,062 | 40% |
| Arkansas | $3,030,412 | 41% |
| Colorado | $3,030,412 | 41% |
| North Carolina | $3,025,312 | 41% |
| Utah | $3,017,662 | 41% |
| Oklahoma | $3,012,562 | 41% |
| Missouri | $3,010,012 | 41% |
| Illinois | $3,002,362 | 41% |
| Alabama | $2,999,812 | 41% |
| Massachusetts | $2,999,812 | 41% |
| Mississippi | $2,999,812 | 41% |
| West Virginia | $2,993,692 | 41% |
| Georgia | $2,974,822 | 42% |
| Kansas | $2,964,112 | 42% |
| Maryland | $2,961,562 | 42% |
| Virginia | $2,961,562 | 42% |
| Idaho | $2,959,012 | 42% |
| Nebraska | $2,956,972 | 42% |
| Montana | $2,953,912 | 42% |
| New Mexico | $2,953,912 | 42% |
| Rhode Island | $2,949,322 | 42% |
| Iowa | $2,948,812 | 42% |
| South Carolina | $2,928,412 | 43% |
| Delaware | $2,918,212 | 43% |
| Connecticut | $2,898,322 | 43% |
| Maine | $2,890,162 | 43% |
| Wisconsin | $2,864,662 | 44% |
| Vermont | $2,808,562 | 45% |
| Minnesota | $2,752,462 | 46% |
| Oregon | $2,749,912 | 46% |
| District of Columbia | $2,706,562 | 47% |
| New Jersey(this game) | $2,706,562 | 47% |
| New York | $2,698,912 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Pick 6 Lotto tax FAQ
How much tax do you pay on a Pick 6 Lotto jackpot in New Jersey?
On a $5,100,000 Pick 6 Lotto jackpot taken as a lump sum, you'd pay about $1,845,188 in federal tax and $548,250 in New Jersey state tax, leaving roughly $2,706,562.
Does New Jersey tax Pick 6 Lotto lottery winnings?
Yes — New Jersey withholds about 10.75% in state tax on Pick 6 Lotto winnings, on top of federal tax.
Should I take the Pick 6 Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
