Pick 6 Lotto
Latest draw · Thursday, July 9, 2026
Pick 6 Lotto Tax Calculator
See what you'd really take home from a Pick 6 Lotto prize after federal and New Jersey state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $6,700,000
- Federal tax
- − $2,437,188
- State tax (New Jersey · 10.75%)
- − $720,250
- Net take-home
- $3,542,562
Estimate only — uses single-filer federal brackets and New Jersey's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Pick 6 Lotto take-home by state
What you'd keep from a $6,700,000 Pick 6 Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $4,262,812 | 36% |
| Californiano state tax | $4,262,812 | 36% |
| Floridano state tax | $4,262,812 | 36% |
| New Hampshireno state tax | $4,262,812 | 36% |
| South Dakotano state tax | $4,262,812 | 36% |
| Tennesseeno state tax | $4,262,812 | 36% |
| Texasno state tax | $4,262,812 | 36% |
| Washingtonno state tax | $4,262,812 | 36% |
| Wyomingno state tax | $4,262,812 | 36% |
| Arizona | $4,095,312 | 39% |
| North Dakota | $4,095,312 | 39% |
| Pennsylvania | $4,057,122 | 39% |
| Indiana | $4,051,762 | 40% |
| Ohio | $4,028,312 | 40% |
| Kentucky | $3,994,812 | 40% |
| Louisiana | $3,978,062 | 41% |
| Michigan | $3,978,062 | 41% |
| Arkansas | $3,968,012 | 41% |
| Colorado | $3,968,012 | 41% |
| North Carolina | $3,961,312 | 41% |
| Utah | $3,951,262 | 41% |
| Oklahoma | $3,944,562 | 41% |
| Missouri | $3,941,212 | 41% |
| Illinois | $3,931,162 | 41% |
| Alabama | $3,927,812 | 41% |
| Massachusetts | $3,927,812 | 41% |
| Mississippi | $3,927,812 | 41% |
| West Virginia | $3,919,772 | 41% |
| Georgia | $3,894,982 | 42% |
| Kansas | $3,880,912 | 42% |
| Maryland | $3,877,562 | 42% |
| Virginia | $3,877,562 | 42% |
| Idaho | $3,874,212 | 42% |
| Nebraska | $3,871,532 | 42% |
| Montana | $3,867,512 | 42% |
| New Mexico | $3,867,512 | 42% |
| Rhode Island | $3,861,482 | 42% |
| Iowa | $3,860,812 | 42% |
| South Carolina | $3,834,012 | 43% |
| Delaware | $3,820,612 | 43% |
| Connecticut | $3,794,482 | 43% |
| Maine | $3,783,762 | 44% |
| Wisconsin | $3,750,262 | 44% |
| Vermont | $3,676,562 | 45% |
| Minnesota | $3,602,862 | 46% |
| Oregon | $3,599,512 | 46% |
| District of Columbia | $3,542,562 | 47% |
| New Jersey(this game) | $3,542,562 | 47% |
| New York | $3,532,512 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Pick 6 Lotto tax FAQ
How much tax do you pay on a Pick 6 Lotto jackpot in New Jersey?
On a $6,700,000 Pick 6 Lotto jackpot taken as a lump sum, you'd pay about $2,437,188 in federal tax and $720,250 in New Jersey state tax, leaving roughly $3,542,562.
Does New Jersey tax Pick 6 Lotto lottery winnings?
Yes — New Jersey withholds about 10.75% in state tax on Pick 6 Lotto winnings, on top of federal tax.
Should I take the Pick 6 Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
