Classic Lotto
Latest draw · Wednesday, August 19, 2026
Classic Lotto Tax Calculator
See what you'd really take home from a Classic Lotto prize after federal and Ohio state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $1,600,000
- Federal tax
- − $550,188
- State tax (Ohio · 3.5%)
- − $56,000
- Net take-home
- $993,812
Estimate only — uses single-filer federal brackets and Ohio's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Classic Lotto take-home by state
What you'd keep from a $1,600,000 Classic Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $1,049,812 | 34% |
| Californiano state tax | $1,049,812 | 34% |
| Floridano state tax | $1,049,812 | 34% |
| New Hampshireno state tax | $1,049,812 | 34% |
| South Dakotano state tax | $1,049,812 | 34% |
| Tennesseeno state tax | $1,049,812 | 34% |
| Texasno state tax | $1,049,812 | 34% |
| Washingtonno state tax | $1,049,812 | 34% |
| Wyomingno state tax | $1,049,812 | 34% |
| Arizona | $1,009,812 | 37% |
| North Dakota | $1,009,812 | 37% |
| Pennsylvania | $1,000,692 | 37% |
| Indiana | $999,412 | 38% |
| Ohio(this game) | $993,812 | 38% |
| Kentucky | $985,812 | 38% |
| Louisiana | $981,812 | 39% |
| Michigan | $981,812 | 39% |
| Arkansas | $979,412 | 39% |
| Colorado | $979,412 | 39% |
| North Carolina | $977,812 | 39% |
| Utah | $975,412 | 39% |
| Oklahoma | $973,812 | 39% |
| Missouri | $973,012 | 39% |
| Illinois | $970,612 | 39% |
| Alabama | $969,812 | 39% |
| Massachusetts | $969,812 | 39% |
| Mississippi | $969,812 | 39% |
| West Virginia | $967,892 | 40% |
| Georgia | $961,972 | 40% |
| Kansas | $958,612 | 40% |
| Maryland | $957,812 | 40% |
| Virginia | $957,812 | 40% |
| Idaho | $957,012 | 40% |
| Nebraska | $956,372 | 40% |
| Montana | $955,412 | 40% |
| New Mexico | $955,412 | 40% |
| Rhode Island | $953,972 | 40% |
| Iowa | $953,812 | 40% |
| South Carolina | $947,412 | 41% |
| Delaware | $944,212 | 41% |
| Connecticut | $937,972 | 41% |
| Maine | $935,412 | 42% |
| Wisconsin | $927,412 | 42% |
| Vermont | $909,812 | 43% |
| Minnesota | $892,212 | 44% |
| Oregon | $891,412 | 44% |
| District of Columbia | $877,812 | 45% |
| New Jersey | $877,812 | 45% |
| New York | $875,412 | 45% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Classic Lotto tax FAQ
How much tax do you pay on a Classic Lotto jackpot in Ohio?
On a $1,600,000 Classic Lotto jackpot taken as a lump sum, you'd pay about $550,188 in federal tax and $56,000 in Ohio state tax, leaving roughly $993,812.
Does Ohio tax Classic Lotto lottery winnings?
Yes — Ohio withholds about 3.5% in state tax on Classic Lotto winnings, on top of federal tax.
Should I take the Classic Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
