Treasure Hunt
Latest draw · Saturday, October 3, 2026
Treasure Hunt Tax Calculator
See what you'd really take home from a Treasure Hunt prize after federal and Pennsylvania state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $12,000
- Federal tax
- − $1,208
- State tax (Pennsylvania · 3.07%)
- − $368
- Net take-home
- $10,424
Estimate only — uses single-filer federal brackets and Pennsylvania's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Treasure Hunt take-home by state
What you'd keep from a $12,000 Treasure Hunt prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $10,792 | 10% |
| Californiano state tax | $10,792 | 10% |
| Floridano state tax | $10,792 | 10% |
| New Hampshireno state tax | $10,792 | 10% |
| South Dakotano state tax | $10,792 | 10% |
| Tennesseeno state tax | $10,792 | 10% |
| Texasno state tax | $10,792 | 10% |
| Washingtonno state tax | $10,792 | 10% |
| Wyomingno state tax | $10,792 | 10% |
| Arizona | $10,492 | 13% |
| North Dakota | $10,492 | 13% |
| Pennsylvania(this game) | $10,424 | 13% |
| Indiana | $10,414 | 13% |
| Ohio | $10,372 | 14% |
| Kentucky | $10,312 | 14% |
| Louisiana | $10,282 | 14% |
| Michigan | $10,282 | 14% |
| Arkansas | $10,264 | 14% |
| Colorado | $10,264 | 14% |
| North Carolina | $10,252 | 15% |
| Utah | $10,234 | 15% |
| Oklahoma | $10,222 | 15% |
| Missouri | $10,216 | 15% |
| Illinois | $10,198 | 15% |
| Alabama | $10,192 | 15% |
| Massachusetts | $10,192 | 15% |
| Mississippi | $10,192 | 15% |
| West Virginia | $10,178 | 15% |
| Georgia | $10,133 | 16% |
| Kansas | $10,108 | 16% |
| Maryland | $10,102 | 16% |
| Virginia | $10,102 | 16% |
| Idaho | $10,096 | 16% |
| Nebraska | $10,091 | 16% |
| Montana | $10,084 | 16% |
| New Mexico | $10,084 | 16% |
| Rhode Island | $10,073 | 16% |
| Iowa | $10,072 | 16% |
| South Carolina | $10,024 | 16% |
| Delaware | $10,000 | 17% |
| Connecticut | $9,953 | 17% |
| Maine | $9,934 | 17% |
| Wisconsin | $9,874 | 18% |
| Vermont | $9,742 | 19% |
| Minnesota | $9,610 | 20% |
| Oregon | $9,604 | 20% |
| District of Columbia | $9,502 | 21% |
| New Jersey | $9,502 | 21% |
| New York | $9,484 | 21% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Treasure Hunt tax FAQ
How much tax do you pay on a Treasure Hunt jackpot in Pennsylvania?
On a $12,000 Treasure Hunt jackpot taken as a lump sum, you'd pay about $1,208 in federal tax and $368 in Pennsylvania state tax, leaving roughly $10,424.
Does Pennsylvania tax Treasure Hunt lottery winnings?
Yes — Pennsylvania withholds about 3.07% in state tax on Treasure Hunt winnings, on top of federal tax.
Should I take the Treasure Hunt lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
