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Mega Millions

Latest draw · Friday, July 3, 2026

5 9 29 47 57 16
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Mega Millions Tax Calculator

See what you'd really take home from a Mega Millions prize after federal and Virginia state tax — as a lump sum or a 30-year annuity.

Estimated take-home (lump sum)
$310,336,812
57% of the $542,000,000 prize
Prize (lump-sum cash)
$542,000,000
Federal tax
− $200,498,188
State tax (Virginia · 5.75%)
− $31,165,000
Net take-home
$310,336,812

Estimate only — uses single-filer federal brackets and Virginia's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.

Mega Millions tax FAQ

How much tax do you pay on a Mega Millions jackpot in Virginia?

On a $542,000,000 Mega Millions jackpot taken as a lump sum, you'd pay about $200,498,188 in federal tax and $31,165,000 in Virginia state tax, leaving roughly $310,336,812.

Does Virginia tax Mega Millions lottery winnings?

Yes — Virginia withholds about 5.75% in state tax on Mega Millions winnings, on top of federal tax.

Should I take the Mega Millions lump sum or annuity?

The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.