Fantasy5
Latest draw · Saturday, October 3, 2026
Fantasy5 Tax Calculator
See what you'd really take home from a Fantasy5 prize after federal and Arizona state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $54,000
- Federal tax
- − $6,933
- State tax (Arizona · 2.5%)
- − $1,350
- Net take-home
- $45,717
Estimate only — uses single-filer federal brackets and Arizona's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Fantasy5 take-home by state
What you'd keep from a $54,000 Fantasy5 prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $47,067 | 13% |
| Californiano state tax | $47,067 | 13% |
| Floridano state tax | $47,067 | 13% |
| New Hampshireno state tax | $47,067 | 13% |
| South Dakotano state tax | $47,067 | 13% |
| Tennesseeno state tax | $47,067 | 13% |
| Texasno state tax | $47,067 | 13% |
| Washingtonno state tax | $47,067 | 13% |
| Wyomingno state tax | $47,067 | 13% |
| Arizona(this game) | $45,717 | 15% |
| North Dakota | $45,717 | 15% |
| Pennsylvania | $45,409 | 16% |
| Indiana | $45,366 | 16% |
| Ohio | $45,177 | 16% |
| Kentucky | $44,907 | 17% |
| Louisiana | $44,772 | 17% |
| Michigan | $44,772 | 17% |
| Arkansas | $44,691 | 17% |
| Colorado | $44,691 | 17% |
| North Carolina | $44,637 | 17% |
| Utah | $44,556 | 17% |
| Oklahoma | $44,502 | 18% |
| Missouri | $44,475 | 18% |
| Illinois | $44,394 | 18% |
| Alabama | $44,367 | 18% |
| Massachusetts | $44,367 | 18% |
| Mississippi | $44,367 | 18% |
| West Virginia | $44,302 | 18% |
| Georgia | $44,102 | 18% |
| Kansas | $43,989 | 19% |
| Maryland | $43,962 | 19% |
| Virginia | $43,962 | 19% |
| Idaho | $43,935 | 19% |
| Nebraska | $43,913 | 19% |
| Montana | $43,881 | 19% |
| New Mexico | $43,881 | 19% |
| Rhode Island | $43,832 | 19% |
| Iowa | $43,827 | 19% |
| South Carolina | $43,611 | 19% |
| Delaware | $43,503 | 19% |
| Connecticut | $43,292 | 20% |
| Maine | $43,206 | 20% |
| Wisconsin | $42,936 | 20% |
| Vermont | $42,342 | 22% |
| Minnesota | $41,748 | 23% |
| Oregon | $41,721 | 23% |
| District of Columbia | $41,262 | 24% |
| New Jersey | $41,262 | 24% |
| New York | $41,181 | 24% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Fantasy5 tax FAQ
How much tax do you pay on a Fantasy5 jackpot in Arizona?
On a $54,000 Fantasy5 jackpot taken as a lump sum, you'd pay about $6,933 in federal tax and $1,350 in Arizona state tax, leaving roughly $45,717.
Does Arizona tax Fantasy5 lottery winnings?
Yes — Arizona withholds about 2.5% in state tax on Fantasy5 winnings, on top of federal tax.
Should I take the Fantasy5 lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
