Lotto
Latest draw · Saturday, October 3, 2026
Lotto Tax Calculator
See what you'd really take home from a Lotto prize after federal and Louisiana state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $700,000
- Federal tax
- − $217,188
- State tax (Louisiana · 4.25%)
- − $29,750
- Net take-home
- $453,062
Estimate only — uses single-filer federal brackets and Louisiana's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Lotto take-home by state
What you'd keep from a $700,000 Lotto prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $482,812 | 31% |
| Californiano state tax | $482,812 | 31% |
| Floridano state tax | $482,812 | 31% |
| New Hampshireno state tax | $482,812 | 31% |
| South Dakotano state tax | $482,812 | 31% |
| Tennesseeno state tax | $482,812 | 31% |
| Texasno state tax | $482,812 | 31% |
| Washingtonno state tax | $482,812 | 31% |
| Wyomingno state tax | $482,812 | 31% |
| Arizona | $465,312 | 34% |
| North Dakota | $465,312 | 34% |
| Pennsylvania | $461,322 | 34% |
| Indiana | $460,762 | 34% |
| Ohio | $458,312 | 35% |
| Kentucky | $454,812 | 35% |
| Louisiana(this game) | $453,062 | 35% |
| Michigan | $453,062 | 35% |
| Arkansas | $452,012 | 35% |
| Colorado | $452,012 | 35% |
| North Carolina | $451,312 | 36% |
| Utah | $450,262 | 36% |
| Oklahoma | $449,562 | 36% |
| Missouri | $449,212 | 36% |
| Illinois | $448,162 | 36% |
| Alabama | $447,812 | 36% |
| Massachusetts | $447,812 | 36% |
| Mississippi | $447,812 | 36% |
| West Virginia | $446,972 | 36% |
| Georgia | $444,382 | 37% |
| Kansas | $442,912 | 37% |
| Maryland | $442,562 | 37% |
| Virginia | $442,562 | 37% |
| Idaho | $442,212 | 37% |
| Nebraska | $441,932 | 37% |
| Montana | $441,512 | 37% |
| New Mexico | $441,512 | 37% |
| Rhode Island | $440,882 | 37% |
| Iowa | $440,812 | 37% |
| South Carolina | $438,012 | 37% |
| Delaware | $436,612 | 38% |
| Connecticut | $433,882 | 38% |
| Maine | $432,762 | 38% |
| Wisconsin | $429,262 | 39% |
| Vermont | $421,562 | 40% |
| Minnesota | $413,862 | 41% |
| Oregon | $413,512 | 41% |
| District of Columbia | $407,562 | 42% |
| New Jersey | $407,562 | 42% |
| New York | $406,512 | 42% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Lotto tax FAQ
How much tax do you pay on a Lotto jackpot in Louisiana?
On a $700,000 Lotto jackpot taken as a lump sum, you'd pay about $217,188 in federal tax and $29,750 in Louisiana state tax, leaving roughly $453,062.
Does Louisiana tax Lotto lottery winnings?
Yes — Louisiana withholds about 4.25% in state tax on Lotto winnings, on top of federal tax.
Should I take the Lotto lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
