MultiMatch
Latest draw · Thursday, October 1, 2026
MultiMatch Tax Calculator
See what you'd really take home from a MultiMatch prize after federal and Maryland state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $510,000
- Federal tax
- − $148,875
- State tax (Maryland · 5.75%)
- − $29,325
- Net take-home
- $331,800
Estimate only — uses single-filer federal brackets and Maryland's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
MultiMatch take-home by state
What you'd keep from a $510,000 MultiMatch prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $361,125 | 29% |
| Californiano state tax | $361,125 | 29% |
| Floridano state tax | $361,125 | 29% |
| New Hampshireno state tax | $361,125 | 29% |
| South Dakotano state tax | $361,125 | 29% |
| Tennesseeno state tax | $361,125 | 29% |
| Texasno state tax | $361,125 | 29% |
| Washingtonno state tax | $361,125 | 29% |
| Wyomingno state tax | $361,125 | 29% |
| Arizona | $348,375 | 32% |
| North Dakota | $348,375 | 32% |
| Pennsylvania | $345,468 | 32% |
| Indiana | $345,060 | 32% |
| Ohio | $343,275 | 33% |
| Kentucky | $340,725 | 33% |
| Louisiana | $339,450 | 33% |
| Michigan | $339,450 | 33% |
| Arkansas | $338,685 | 34% |
| Colorado | $338,685 | 34% |
| North Carolina | $338,175 | 34% |
| Utah | $337,410 | 34% |
| Oklahoma | $336,900 | 34% |
| Missouri | $336,645 | 34% |
| Illinois | $335,880 | 34% |
| Alabama | $335,625 | 34% |
| Massachusetts | $335,625 | 34% |
| Mississippi | $335,625 | 34% |
| West Virginia | $335,013 | 34% |
| Georgia | $333,126 | 35% |
| Kansas | $332,055 | 35% |
| Maryland(this game) | $331,800 | 35% |
| Virginia | $331,800 | 35% |
| Idaho | $331,545 | 35% |
| Nebraska | $331,341 | 35% |
| Montana | $331,035 | 35% |
| New Mexico | $331,035 | 35% |
| Rhode Island | $330,576 | 35% |
| Iowa | $330,525 | 35% |
| South Carolina | $328,485 | 36% |
| Delaware | $327,465 | 36% |
| Connecticut | $325,476 | 36% |
| Maine | $324,660 | 36% |
| Wisconsin | $322,110 | 37% |
| Vermont | $316,500 | 38% |
| Minnesota | $310,890 | 39% |
| Oregon | $310,635 | 39% |
| District of Columbia | $306,300 | 40% |
| New Jersey | $306,300 | 40% |
| New York | $305,535 | 40% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
MultiMatch tax FAQ
How much tax do you pay on a MultiMatch jackpot in Maryland?
On a $510,000 MultiMatch jackpot taken as a lump sum, you'd pay about $148,875 in federal tax and $29,325 in Maryland state tax, leaving roughly $331,800.
Does Maryland tax MultiMatch lottery winnings?
Yes — Maryland withholds about 5.75% in state tax on MultiMatch winnings, on top of federal tax.
Should I take the MultiMatch lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
