MultiMatch
Latest draw · Monday, August 17, 2026
MultiMatch Tax Calculator
See what you'd really take home from a MultiMatch prize after federal and Maryland state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $3,200,000
- Federal tax
- − $1,142,188
- State tax (Maryland · 5.75%)
- − $184,000
- Net take-home
- $1,873,812
Estimate only — uses single-filer federal brackets and Maryland's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
MultiMatch take-home by state
What you'd keep from a $3,200,000 MultiMatch prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $2,057,812 | 36% |
| Californiano state tax | $2,057,812 | 36% |
| Floridano state tax | $2,057,812 | 36% |
| New Hampshireno state tax | $2,057,812 | 36% |
| South Dakotano state tax | $2,057,812 | 36% |
| Tennesseeno state tax | $2,057,812 | 36% |
| Texasno state tax | $2,057,812 | 36% |
| Washingtonno state tax | $2,057,812 | 36% |
| Wyomingno state tax | $2,057,812 | 36% |
| Arizona | $1,977,812 | 38% |
| North Dakota | $1,977,812 | 38% |
| Pennsylvania | $1,959,572 | 39% |
| Indiana | $1,957,012 | 39% |
| Ohio | $1,945,812 | 39% |
| Kentucky | $1,929,812 | 40% |
| Louisiana | $1,921,812 | 40% |
| Michigan | $1,921,812 | 40% |
| Arkansas | $1,917,012 | 40% |
| Colorado | $1,917,012 | 40% |
| North Carolina | $1,913,812 | 40% |
| Utah | $1,909,012 | 40% |
| Oklahoma | $1,905,812 | 40% |
| Missouri | $1,904,212 | 40% |
| Illinois | $1,899,412 | 41% |
| Alabama | $1,897,812 | 41% |
| Massachusetts | $1,897,812 | 41% |
| Mississippi | $1,897,812 | 41% |
| West Virginia | $1,893,972 | 41% |
| Georgia | $1,882,132 | 41% |
| Kansas | $1,875,412 | 41% |
| Maryland(this game) | $1,873,812 | 41% |
| Virginia | $1,873,812 | 41% |
| Idaho | $1,872,212 | 41% |
| Nebraska | $1,870,932 | 42% |
| Montana | $1,869,012 | 42% |
| New Mexico | $1,869,012 | 42% |
| Rhode Island | $1,866,132 | 42% |
| Iowa | $1,865,812 | 42% |
| South Carolina | $1,853,012 | 42% |
| Delaware | $1,846,612 | 42% |
| Connecticut | $1,834,132 | 43% |
| Maine | $1,829,012 | 43% |
| Wisconsin | $1,813,012 | 43% |
| Vermont | $1,777,812 | 44% |
| Minnesota | $1,742,612 | 46% |
| Oregon | $1,741,012 | 46% |
| District of Columbia | $1,713,812 | 46% |
| New Jersey | $1,713,812 | 46% |
| New York | $1,709,012 | 47% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
MultiMatch tax FAQ
How much tax do you pay on a MultiMatch jackpot in Maryland?
On a $3,200,000 MultiMatch jackpot taken as a lump sum, you'd pay about $1,142,188 in federal tax and $184,000 in Maryland state tax, leaving roughly $1,873,812.
Does Maryland tax MultiMatch lottery winnings?
Yes — Maryland withholds about 5.75% in state tax on MultiMatch winnings, on top of federal tax.
Should I take the MultiMatch lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
