Tennessee Cash
Latest draw · Friday, October 2, 2026
Tennessee Cash Tax Calculator
See what you'd really take home from a Tennessee Cash prize after federal and Tennessee state tax — as a lump sum or a 30-year annuity.
- Prize (lump-sum cash)
- $820,000
- Federal tax
- − $261,588
- State tax (Tennessee · 0%)
- − $0
- Net take-home
- $558,412
🎉 Tennessee doesn't tax lottery winnings — you only pay federal tax on your Tennessee Cash prize.
Estimate only — uses single-filer federal brackets and Tennessee's top lottery-withholding rate. Actual tax depends on your total income, filing status and deductions. Not tax advice.
Tennessee Cash take-home by state
What you'd keep from a $820,000 Tennessee Cash prize (lump sum) after federal + state tax, ranked best to worst. Change the amount or payout above to update.
| State | Take-home | Effective tax |
|---|---|---|
| Alaskano state tax | $558,412 | 32% |
| Californiano state tax | $558,412 | 32% |
| Floridano state tax | $558,412 | 32% |
| New Hampshireno state tax | $558,412 | 32% |
| South Dakotano state tax | $558,412 | 32% |
| Tennesseeno state tax(this game) | $558,412 | 32% |
| Texasno state tax | $558,412 | 32% |
| Washingtonno state tax | $558,412 | 32% |
| Wyomingno state tax | $558,412 | 32% |
| Arizona | $537,912 | 34% |
| North Dakota | $537,912 | 34% |
| Pennsylvania | $533,238 | 35% |
| Indiana | $532,582 | 35% |
| Ohio | $529,712 | 35% |
| Kentucky | $525,612 | 36% |
| Louisiana | $523,562 | 36% |
| Michigan | $523,562 | 36% |
| Arkansas | $522,332 | 36% |
| Colorado | $522,332 | 36% |
| North Carolina | $521,512 | 36% |
| Utah | $520,282 | 37% |
| Oklahoma | $519,462 | 37% |
| Missouri | $519,052 | 37% |
| Illinois | $517,822 | 37% |
| Alabama | $517,412 | 37% |
| Massachusetts | $517,412 | 37% |
| Mississippi | $517,412 | 37% |
| West Virginia | $516,428 | 37% |
| Georgia | $513,394 | 37% |
| Kansas | $511,672 | 38% |
| Maryland | $511,262 | 38% |
| Virginia | $511,262 | 38% |
| Idaho | $510,852 | 38% |
| Nebraska | $510,524 | 38% |
| Montana | $510,032 | 38% |
| New Mexico | $510,032 | 38% |
| Rhode Island | $509,294 | 38% |
| Iowa | $509,212 | 38% |
| South Carolina | $505,932 | 38% |
| Delaware | $504,292 | 39% |
| Connecticut | $501,094 | 39% |
| Maine | $499,782 | 39% |
| Wisconsin | $495,682 | 40% |
| Vermont | $486,662 | 41% |
| Minnesota | $477,642 | 42% |
| Oregon | $477,232 | 42% |
| District of Columbia | $470,262 | 43% |
| New Jersey | $470,262 | 43% |
| New York | $469,032 | 43% |
Assumes you claim as a resident of that state. Estimate only, single-filer brackets. Not tax advice.
Tennessee Cash tax FAQ
How much tax do you pay on a Tennessee Cash jackpot in Tennessee?
On a $820,000 Tennessee Cash jackpot taken as a lump sum, you'd pay about $261,588 in federal tax and no Tennessee state tax, leaving roughly $558,412.
Does Tennessee tax Tennessee Cash lottery winnings?
No — Tennessee does not tax lottery winnings, so you only pay federal tax on a Tennessee Cash prize.
Should I take the Tennessee Cash lump sum or annuity?
The lump sum pays a smaller, discounted amount now with full control; the 30-year annuity pays the full advertised jackpot spread over time and can keep you in lower yearly tax brackets. The best choice depends on your goals and tax situation.
