3 Savvy Reasons Not To Buy Lottery Tickets Using Credit Cards

Posted: Friday, Nov 29,2019 | Time: 10:43 am | Edited by: The Lottery Lab Staff

Reasons Not Buy Lottery Tickets Using Credit Cards


Should I or Should I not buy lottery tickets using credit cards? There are hundreds of people who buy lottery tickets online using credit cards. While it may seem tempting to buy tickets using the convenience of credit cards, it might not always be a good idea. As the number of legitimate ticket vendors accepting credit cards increases, the number of online scams increases too. Let’s take a smart decision! Check out the list of a few reasons not to buy lottery tickets using credit cards.

Beware of the Online Reseller Sites

There are many third-party websites selling lottery tickets.  These sites allow users to buy lottery tickets using credit cards as one of the payment options. But, can you trust these lottery resellers? Probably not! This is because there is no regulating authority overseeing resellers. Most official websites like the one run for Powerball issue warnings such as - “There are no regulations of any website that claims to sell you a ’service’ to buy or hold tickets for you.”

Tip: Buying lottery tickets online is risky-affair.  We recommend that players only purchase from authorized and licensed vendors. If you are buying tickets online, read the information clearly.

Related: Why You Should Not Buy Lottery Tickets Online

Purchase Rules May Vary in Every State

Lotteries are fun, but lottery ticket laws in the U.S. aren’t simple! You cannot buy lotteries with credit in every state. The fact is, over 40% of the U.S. states have laws against using a credit card to buy lottery tickets. Don’t get disheartened! We have listed the names of the states in the U.S. that allow credit purchases in some cases. Check out the list below:

  • Arizona
  • California
  • Delaware
  • Indiana
  • Idaho
  • Illinois
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Missouri
  • Nebraska
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Vermont
  • Washington


Tip: Although, you can buy lottery tickets with credit in these states, make sure you double-check the state lottery policies.

Merchants May Refuse to Accept Credit Cards

So, you live in one of the states allowing credit card purchases, and you are happy about it. But individual merchants may refuse to sell lottery tickets to people using the credit cards. Don’t feel downhearted! Just keep in mind that some retailers refuse to accept such payment for lottery tickets. And it is one of the reasons not to buy lottery tickets using credit cards

Another case that might happen is this: the state and retailer may agree to accept credit card payments for lottery tickets, but the credit card company may not allow you to use the card for gambling. This can complicate purchases because the credit card company’s refusal to pay may look like your card was “declined.”

Tip: To avoid any hassles, make sure you check the credit card’s terms and conditions before making any purchases.

As with so many aspects of lotteries, different states have different rules, that’s how it works! Before you begin buying lottery tickets, make sure you abide by a strict budget. When it is all said and done, we recommend that you avoid using credit cards and use cash to buy lottery tickets.

Let’s get started and hit the jackpot this time!

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